Melissa Hughes
Melissa Hughes
Hi, I’m Melissa, your local mortgage expert.
I began my career with the credit union in 2002 and became a mortgage loan officer in 2021. I’m passionate about advocating for our members. The best part of my job is helping people in my community achieve their dream of homeownership. I’m known for my strong communication skills, and I strive to provide a smooth experience from prequalification to closing.
I was born and raised in Salem, Virginia, where I still reside with my husband and our dog, Macy. During the warmer months, you can often find me near the water or camping with family. I also enjoy cheering on my favorite NFL team throughout the season.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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From the beginning of the mortgage application to final closing, Melissa Hughes and team were wonderful to work with!
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Melissa was awesome. When we would have a question and reached out to her, we always heard back within the hour. If someone’s looking to get a mortgage loan, we’d refer them to Melissa.
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Melissa was exceptional. I really appreciated her knowledge and professionalism.
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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Mortgages
From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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Refinancing
Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home Equity
Tap into the money you've already invested in your home to cover life's expenses.
