• Personal Loans

    Get the money you need for larger purchases, such as making home repairs, paying uninsured medical costs, and consolidating bills. It’s quick and easy to apply.
Apply for a personal loan
Personal loan rate
7.24

with a loan amount of $10,000 or more and a 48-month term.?

Borrow up to

$50,000

and get the cash you need.

Get funds as soon as

TODAY

so you can worry less and live more.

Personal loans are the perfect way to get the money you need quickly. You receive your loan amount in one lump sum and make payments over time.

Features & Benefits

  • Quick approval means you could get your money on the same day.
  • Manage your loan with online and mobile banking.
  • Funds are offered in a lump sum.
  • Move loans from other lenders, and save on interest.
  • Set up automatic deductions from another financial institution.

Calculate Your Monthly Payment

Make your money go even further.

Secure your loan with a VACU savings account — Regular Savings, Premium, or Premium Plus Money Market Savings all apply.

  • Personal Loan Resources

  • Convenience Pay
    A quick and secure way to make a loan payment with funds from another financial institution using your checking account, or a Visa®, Discover® or Mastercard® debit card.
  • Personal Lines of Credit
    Open a personal line of credit for as little as $2,001, and up to your approved limit. Apply with our quick and easy online application today.
  • Loan Payments
    Fast, safe, and convenient. Make online payments for your loans in the comfort of your own home.