A personal line of credit does not have a fixed term like a loan. It’s a flexible way to get money when you need it without having to re-apply.
You can access your personal line of credit yourself by making a transfer to your VACU checking account using online banking, mobile banking or QuikLine Phone Banking. Through QuikLine, you can request that a check be sent to you. You can also call Member Services or visit a branch.
Personal lines of credit have variable rates, so the rate may vary monthly based on the prime rate.
To request a credit limit increase apply online, visit a branch or call Member Services at 804-323-6800 or 800-285-6609.