Cardholder Resources

Make the most of your card.

Special credit card balance transfer rates.

Apply for a limit increase.


Online Banking

 Manage your card online

Use Online Banking today to enjoy convenient and secure access to manage your credit card from anywhere.

  • Enroll in eStatements
  • Make your credit card payment or set up automatic transfers
  • Monitor your transaction history

Mastercard Benefits

 Mastercard® Benefits

Enjoy all of the added benefits of Mastercard at no cost to you. 
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Security Alerts

 Security Alerts

Alert notification options to notify you more quickly if suspicious activity is detected on your card. Learn More

Learning & Planning

 Learning & Planning

Get started on the road to using your credit wisely. Learn More

FAQ

 Credit Card FAQs

Answers to the most frequently asked questions about our credit cards. 
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Travel Tip

Travel Tip

Before you pack your bags, let us know where you are headed so we can limit any inconveniences when using your VACU card. Use the Travel Memo Request in Online Banking or contact us.

*Conditions of Offer: You must be a VACU member in good standing; not all members qualify for this offer. Which promotional APR for Balance Transfers that a qualified member receives, is based upon the member’s standard APR for Balance Transfers. Balances transferred from other lenders from 10/1/18 to 12/31/18 retain a promotional APR for eighteen months from the posting date. After that, the APR changes to the Balance Transfer APR then in effect, which is currently 10.99%-21.99% APR as of 12/1/2018. We will begin charging interest on balance transfers on the transaction date. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. VACU reserves the right to decline any balance transfer request. Refer to VACU’s Credit Card Disclosure Statement for more information.