Credit Union Direct Lending (CUDL)

As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.

Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible.

How CUDL works

This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership.

  • Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member.
  • Request your Virginia Credit Union financing through the CUDL system.
  • The CUDL system is available anytime during the dealership's business hours.

Contact Member Services at (804) 323-6800 or (800) 285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process.

Participating Dealers

Below are the participating dealers in Virginia. Dealers are always being added, so check back often.


Abingdon Empire Ford
  Pioneer Chevrolet
Alexandria Alexandria Hyundai
  BMW of Alexandria
  Brown's Alexandria Mazda
  Jack Taylor's Alexandria Toyota
  Land Rover Alexandria
  Lindsay Cadillac
  Lindsay Lexus of Alexandria
  Mini of Alexandria
  Ourisman Chevrolet Buick GMC
  Ourisman Chrysler Jeep Dodge Ram of Alexandria
  Ourisman Ford Lincoln
  Page Chevrolet, Inc.
  Passport Infiniti of Alexandria
  Passport Nissan
  Rosenthal Landmark Honda
  Sheehy Honda Alexandria
Amherst Freedom Motors of Amherst
Annandale Jerry's Ford
Appomattox Auto-Mattox
Arlington Audi Arlington
  Brown's Arlington Honda
  Koons Arlington Toyota Scion
  Mercedes-Benz of Arlington
  Porsche of Arlington
Ashland Luck Chevrolet
  Patrick Pontiac-Buick-GMC
  Sheehy Ford-Mercury Ashland
  Whitten Brothers of Ashland
Bailey's Crossroads Radley Acura
Big Stone Gap Auto World of Big Stone Gap
Blackstone Green Automotive
Bristol Crabtree Buick GMC
Chantilly Brown's Chantilly Mazda
  Fair Oaks Motors, Inc.
  Honda of Chantilly
  Hyundai of Chantilly
  Jaguar Land Rover of Chantilly
  Ourisman Chantilly Kia
  Ourisman Chantilly Toyota
  Pohanka Acura
  Pohanka Chevrolet Inc
  Priority Nissan Chantilly
  Sheehy Infiniti Chantilly
  Ted Britt Chantilly Ford
Castlewood Morgan McClure Chevy GMC
Charlottesville BMW of Charlottesville
  Brown Chrysler, Dodge, Subaru, Jeep
  Brown Honda
  Brown Mercedes
  Brown Toyota Scion
  Colonial Auto Center
  Flow Audi, Mazda
  Flow Porsche
  Flow Volkswagen
  Jim Price Chevrolet Hyundai
  Mallory Ford of Charlottesville
  Mercedes-Benz of Charlottesville
  Umansky Chrysler Dodge Jeep Ram of Charlottesville
  Umansky Honda of Charlottesville
  Umansky Toyota of Charlottesville
Chesapeake Little Joe's Mitsubishi
  Priority Toyota
  West Point Ford
Chester Colonial Honda
  Colonial Kia
  Gateway Hyundai
  Haley Ford
  Heritage Chevrolet
  Priority Nissan Richmond
  Priority Toyota
  Priority VW
Chesterfield 60 West Auto Sales
  Colonial Subaru
Christiansburg Duncan Ford Lincoln Mazda
  Duncan Hokie Honda
  Duncan Hyundai
  Motor Mile Wholesale INC
  Shelor T-C Inc.
Coeburn Morgan McClure Chevrolet
Colonial Heights Car Corral II
Collinsville Nelson Kia Subaru
Culpeper Battlefield Chevrolet
  Battlefield Toyota
  Battlefield Ford Culpeper
  Chrysler of Culpeper
  Koons Automotive of Culpeper
Danville Blackwell Automotive Inc.
  Danville Toyota
  Robert Woodall Chevrolet
  Robert Woodall Hyundai
  Robert Woodall Nissan
  Steve Padgett's Danville Honda
Elkton Myers Ford
Emporia Boyd of Emporia
  Owen Used Car Center
Fairfax BMW of Fairfax
  Brown's Fairfax Mazda
  Brown's Fairfax Nissan
  Fairfax Honda Volvo VW
  Fairfax Motors
  Farrish Chrysler Dodge Jeep
  Ted Britt Fairfax Ford LLC
Falls Church Bill Page Honda
  Bill Page Toyota
  Don Beyer Motors Inc.
  Koons Ford Inc.
Farmville Fairview Auto Sales and Detailing
  Haley of Farmville
Forest Lynchburg Mazda
Floyd Johnson Family CDJR
  Lynchburg Nissan
Franklin Franklin Chevrolet Buick GMC LLC
Fredericksburg Mazda and Volkswagen of Fredericksburg
  Mercedes Benz of Fredericksburg
  Purvis Ford
  Pohanka Auto Center
  Pohanka Honda
  Radley Cadillac
  Radley Imports Inc.
  Safford Chrysler Jeep Dodge Ram Fiat of Fredericksburg
  Safford Kia of Fredericksburg
  Sheehy Toyota of Fredericksburg
  Shirlie Slack Mitsubishi
  Sullivan Auto Trading Inc
  Volvo of Fredericksburg
Galax NH&H Auto Sales Of Galax
Goochland Parrish Ford
Glen Allen New Millennium Auto Sales
  Northbrook Auto Sales Inc.
  Richmond Ford West
Hampton Pomoco Nissan
  Tysinger Motor Company
Harrisonburg VA Auto Sales
Henrico VA Cars West Broad, Inc
Hopewell Strosnider Chevrolet
Jarratt Owen Ford, Inc
  VA Cars of Tri Cities, Inc.
King George Leckner Chrysler Dodge Jeep Ram
  Rosner Ford
Lebanon Blue Ridge Dodge, Ram Jeep Chrysler
Leesburg Autonation Toyota Leesburg
  B&M MotorCars
  Brown's Leesburg Hyundai
  Country Buick GMC of Leesburg
  Dulles Chrysler, Jeep, Dodge, Ram, Subaru, Kia
  Hertz Car Sales
  Jerry’s Chevrolet Inc
  Jerry’s Leesburg Ford
Louisa Kip Killmon Ford
Lynchburg 12 Below Auto
  Auto Connection
  Billy Craft Honda
  Lynchburg Nissan Clearance Center
  Lynchburg Truck and SUV Center
  Pinkerton Chevrolet Buick GMC Cadillac
  Waterlick Automotive
Madison Eddins Ford
Madison Heights 1st Choice Motors
Manassas Auto Giants Mitsubishi
  Battlefield Ford and Pre-owned
  Bomnin Chevrolet Manassas
  Brown's Manassas Hyundai
  Brown's Manassas Kia
  Brown's Manassas Subaru
  Lindsay Chrysler Dodge Jeep Ram
  Manassas Chevrolet
  Manassas Imports
  Miller Toyota
  Sheehy Auto Outlet Manassas
  Sheehy Nissan of Manassas
Marion Marion Automotive Group
  Mountain Automotive Group
  Worldwide Ford Sales
Marshall Leckner Ford of Marshall
Martinsville Nelson Ford Mazda
  Nelson Honda
Mechanicsville Bill Talley Ford
  Mechanicsville Honda
  Mechanicsville Toyota
  Mechanicsville Scion
  New Millennium Auto Sales Inc. Mechanicsville
  Sheehy Auto Outlet
  Sheehy Nissan of Mechanicsville
Midlothian CarLotz, Inc
  Euroclassics Porsche
  Haley Chevrolet
  Haley Toyota
  Haley Volvo
  Mercedes-Benz of Richmond
  Haley Volvo
  Hyman Bros. Automobiles Midlothian
  Hyman Bros. Mitsubishi
  Hyman Bros. Nissan Kia
  Hyman Bros. Subaru LLC
  Land Rover Richmond
  Pearson Honda
  Pearson Infiniti
  Richmond BMW South
  Ultimate Motors
Montross Northern Neck Chevrolet
New Kent Premier Auto Solutions
Newport News Hutchens Chevrolet
  Hyman Bros. Mazda
  Pearson Toyota
  Priority Nissan Newport News
  Suttle Cadillac, GMC, Buick
Norfolk Rick Hendrick Cadillac
  Rick Hendrick Chevrolet
Orange Reynolds Buick, GMC, Cadillac, Subaru
Petersburg Priority Used Car Super Center
Powhatan Haley Chevrolet, Pontiac, GMC
Prince George Crossroads Chrysler, Jeep, Dodge
  Crossroads Ford
Pulaski Duncan Suzuki
Radford Harvey’s Chevrolet Cadillac Buick
Richmond Audi Richmond
  Basic Auto Sales of Richmond
  Bill Talley Ford
  Brown's Buick, VW & Jaguar
  Brown's Jaguar
  Car America
  City to City Auto Sales
  City to City Automotive Group
  Crown Acura
  Davis Auto Sales
  Enterprise Car Sales
  Haley Buick-GMC Trucks
  Haley Chrysler, Dodge, Jeep, Ram
  Haley Pontiac GMC
  Haley Toyota Certified
  Hayley Volvo
  Hertz Midlothian
  Hyman Bros. Automobiles
  Lexus of Richmond
  M.W. Auto Sales, LLC
  McGeorge Mercedes
  McGeorge Toyota Certified Sales Center
  McGeorge Toyota (new vehicles)
  Moore Cadillac
  Nissan of Richmond
  Patrick Kia
  Pearson Chrysler, Jeep, Dodge, Ram
  Pearson Hyundai
  Pearson Kia
  Pearson Mazda
  Priority West End Super Center
  Richmond BMW
  Richmond Ford LLC
  Rick Hendrick Chevrolet, Buick, GMC
  Royal Chevrolet
  Sheehy Ford
  Ultimate Buick, GMC
  VA Cars Inc
  West Broad Honda
  West Broad Hyundai
  West Broad Volkswagen
  Whitten Brothers Jeep-Chrysler-Mazda
  Whitten Fiat of Richmond
Ridgeway Blue Ridge Chrysler, Dodge, Jeep, Ram of Martinsville
  Blue Ridge Nissan of Martinsville
  Gunter Chrysler Dodge Jeep Ram of Martinsville
  Gunter Nissan of Martinsville
Roanoke Haley Toyota of Roanoke
  Duncan Acura
Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram
South Boston Crossroads Ford of South Boston
South Hill Boyd Chrysler Dodge Jeep Ram of South Hill
  Boyd Honda of South Hill
  Hardee Ford
Springfield Priority Toyota Springfield
  Rocking Nissan of Springfield
  Safford Chrysler Jeep Dodge of Springfield
  Safford Hyundai Of Springfield
  Sheehy Ford Springfield
  Sheehy Nissan Springfield
  Sheehy Subaru
  Sheehy Volkswagen Springfield
Stafford Sheehy Toyota of Stafford
  Leckner Nissan of Stafford
Stanleytown GR Chevrolet
  Nelson Toyota
Staunton Charlie Obaugh Chevrolet, Buick, GMC, Kia
  Wright Way Hyundai
Sterling AutoNation Honda Dulles
  Brown's Dulles Nissan
  Lindsay Volkswagen of Dulles
  Ted Britt Sterling Chevrolet
Tappahannock Bareford Buick, GMC Truck
Vienna Bentley Tysons
  Honda of Tysons Corner
  Koons Tysons Toyota
  Ourisman Honda of Tysons Corner
  Priority Nissan Mazda
  Rosenthal Jaguar Land Rover of Tysons Corner
  Sheehy Infiniti of Tysons
Virginia Beach Boyd Cars of Virginia Beach
  Hall Jeep-Chrysler, Dodge, Ram
  LA Auto Star
Waldorf Waldorf Dodge
  Waldorf Honda
  Waldorf Toyota
Waynesboro Charlie Obaugh Chevrolet
Warrenton Country Chevrolet
  Lindsay Buick GMC
  Safford Chrysler, Jeep, Dodge Ram of Warrenton
  Sheehy Ford of Warrenton
  Warrenton Toyota
West Point West Point Ford
Williamsburg Williamsburg Honda
Wise Freedom Ford Lincoln Inc of Wise County
Winchester Apple Valley Hyundai
  Kern Motor Company Inc
  Malloy Ford Winchester
  Malloy Toyota
  Miller Honda, Volkswagen, Suzuki
  Safford Chrysler Jeep Dodge Ram Fiat of Winchester
Woodbridge Cowles Ford
  Cowles Nissan
  Hendrick Honda Woodbridge
  Karen Radley Acura, Volkswagen
  Koons Automotive Inc.
  Koons Kia
  Lustine Chrysler Jeep Dodge Ram
  Lustine Toyota Scion
  Malloy Hyundai
Woodlawn Jeff Johnson Chevrolet
Woodstock Leckner Ford of Woodstock
Wytheville Blue Ridge Nissan
  Bob Huff Chevrolet, Buick, GMC
  Bob Huff Buick
  Bob Huff Ford, Subaru
  Bob Huff GMC
  Direct Chrysler Dodge Jeep Ram


It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.