Whether you're buying your first home or refinancing a current mortgage, Virginia Credit Union is there at every step. Learn more about mortgages
How much will my adjustable rate mortgage payments be? This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.
How much will I save by increasing my mortgage payment? Find out how much interest you can save by paying an additional amount with your mortgage payment. The additional amount will reduce the principal on your mortgage, as well as the total amount of interest you will pay, and the number of payments.
Should I refinance? When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and closing costs. This calculator will tell you if the amount you save in interest will exceed these refinancing costs.