Featured Image Credit Union Direct Lending® (CUDL) manages a dealer network available to Virginia Credit Union members called AutoSMART. Using CUDL AutoSMART, you can research a vehicle and apply for credit union financing online.1 AutoSMART features A complete list of participating dealers Vehicle inventory search for selected dealers Vehicle comparisons and vehicle history checks Check your vehicle trade-in value Visit AutoSMART 1 It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers. Our affordable car loans offer you the same low rate whether your car is new or used. Learn more about car loans
Car Buying Tips Shopping for a car can be complicated and time-consuming. It involves balancing your desires with your economic reality, deciding whether to buy or lease, and knowing what is the best deal for you.
Dealership Car Loans As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.
Types of Financing There are various financing options available to you when you purchase a vehicle. Be sure to look at all of them and choose the one that best fits your needs.