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Lauryn Pennock

Headshot of Lauryn Pennock

Lauryn Pennock

Mortgage Loan Officer
NMLS# 1902733
Office: (540) 785-4323

Hi, I’m Lauryn, your local mortgage expert.

I have worked with VACU for several years, and I’ve enjoyed the opportunity to educate our members while alleviating financial stressors due to personal and economic factors. I take pride in educating first-time buyers on the mortgage process and helping place them in specific programs tailored to their goals and aspirations of home ownership.

I have lived in Fredericksburg all my life and seen this small city grow into such a popular, well-known area. In my free time, I enjoy spending time with my son and family, cooking, and playing volleyball.

Why work with a VACU mortgage loan officer?

As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:

  • Mortgages for your primary residence, second homes, or investment properties
  • No-closing-cost options
  • Home Equity and Home Equity Line of Credit (HELOC) options
  • Adjustable-rate mortgages
  • First-time homebuyer loans
  • Low down payment options
  • Specialty loans, including 100%-financing and jumbo loans
  • Construction and construction-to-permanent loans

What our members are saying:

  • Lauryn is among the most trustworthy and knowledgeable loan officers. She demonstrated a high level of responsiveness to our inquiries and concerns and addressed each one with careful consideration.

  • Lauryn is superb. Her attentiveness to me during the whole process and after was the epitome of what customer service is supposed to be.

  • This was an easy process and Lauryn kept me informed at every step. It was a pleasure to be able to do this all from the comfort of my home and on my timeframe.

Services VACU offers:

Whether you're new to homebuying or you've done this before, we can help.

  • Mortgage Icon
    Mortgages

    From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.

  • Refinance Icon
    Refinancing

    Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.

  • Home equity loans icon
    Home Equity

    Tap into the money you've already invested in your home to cover life's expenses.

  • Personal Loans Icon
    Get Pre-Qualified

    Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.

Ready to get started?

I'm here to help find the right option for your unique situation.