Julie Nicely
Julie Nicely
Hi, I’m Julie, your local mortgage expert.
I’ve been in the mortgage industry for more than 26 years, and I take pride in guiding our members through the homebuying or refinancing process. As an experienced mortgage loan officer, I enjoy educating members on the loan options that best fit their needs. I work hard to make the experience as smooth and seamless as possible.
I’ve lived in the Roanoke Valley for nearly 40 years. Outside of work, I love spending time with my three grandchildren, working in my garden, and relaxing by the pool. Each year, my family looks forward to our annual vacation at our favorite beach in Isle of Palms, South Carolina.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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Mortgages
From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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Refinancing
Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home Equity
Tap into the money you've already invested in your home to cover life's expenses.
