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Credit Union Direct Lending (CUDL)

As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.

Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible.

How CUDL works

This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership.

  • Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member.
  • Request your Virginia Credit Union financing through the CUDL system.
  • The CUDL system is available anytime during the dealership's business hours.

Participating Dealers

Below are the participating dealers in Virginia and Maryland. Dealers are always being added, so check back often.


Abingdon Pioneer Chevrolet
Appomattox Auto-Mattox
Ashland Patrick Pontiac-Buick-GMC

Sheehy Ford-Mercury Ashland

Whitten Brothers of Ashland
Chantilly Priority Nissan Chantilly
Charlottesville Brown Chrysler, Dodge, Subaru, Jeep

Brown Honda

Brown Mercedes

Brown Toyota Scion

Colonial Auto Center

Flow Audi, Mazda

Flow Porsche

Flow Volkswagen

Mallory Ford of Charlottesville

Price Chevrolet Co.
Chester Colonial Honda

Colonial Kia

Gateway Hyundai

Haley Ford

Heritage Chevrolet

Priority Nissan Richmond

Priority Toyota

Priority VW
Christiansburg Duncan Ford Lincoln Mazda
Collinsville Nelson Kia Subaru
Danville Blackwell Automotive Inc.
  Robert Woodall Chevrolet

Robert Woodall Hyundai

Robert Woodall Nissan
Gilliam Motors
Elkton Myers Ford
Emporia Boyd of Emporia
Fairfax Fairfax Motors
Farmville Haley of Farmville
Forest Lynchburg Mazda

Lynchburg Nissan
Fredericksburg Mercedes Benz of Fredericksburg

Pohanka Auto Center

Pohanka Honda

Radley Cadillac

Radley Imports Inc.

Rosner Motors Inc

Safford Motors Dodge Chrysler Jeep Ram

Volvo of Fredericksburg
Glen Allen New Millennium Auto Sales

Richmond Ford West
Hampton Pomoco Nissan
  Tysinger Motor Company
Harrisonburg VA Auto Sales
Hopewell Strosnider Chevrolet
King George Rosner Ford
Lebanon Blue Ridge Dodge, Ram Jeep Chrysler
Leesburg Hertz Car Sales - Leesburg
Louisa Kip Killmon Ford
Madison 1st Choice Motors
  Eddins Ford
Manassas Battlefield Ford and Pre-owned
  Sheehy Auto Outlet Manassas
  Sheehy Nissan of Manassas
Martinsville Nelson Ford Mazda
  Nelson Honda
Mechanicsville Bill Talley Ford
  Gary Higginbotham Auto Sales, LLC
  Mechanicsville Honda

Mechanicsville Toyota

Mechanicsville Scion
  Sheehy Auto Outlet

Sheehy Nissan of Mechanicsville
Midlothian CarLotz, Inc

Haley Toyota

Hyman Bros. Automobiles Midlothian

Hyman Bros. Mitsubishi
  Land Rover Richmond

Mercedes-Benz of Richmond

Haley Volvo

Pearson Honda

Pearson Infiniti

Pence Nissan, Subaru, Kia

Richmond BMW South

Ultimate Motors
Montross Northern Neck Chevrolet
New Kent Premier Auto Solutions, LLC.
Newport News Hutchens Chevrolet
  Hyman Bros Mazda
  Pearson Toyota Scion
Norfolk Charles Barker Nissan
North Chesterfield 60 West Auto Sales
Orange Reynolds Buick, GMC, Cadillac, Subaru
Petersburg Priority Used Car Super Center
Powhatan Haley Chevrolet, Pontiac, GMC
Prince George Crossroads Chrysler, Jeep, Dodge

Crossroads Ford
Pulaski Duncan Suzuki
Richmond Basic Auto Sales of Richmond
  Bill Talley Ford

Brown's Buick, VW & Jaguar

Brown's Jaguar

Haley Chrysler, Dodge, Jeep, Ram

Haley Buick-GMC Trucks

City to City Automotive Group

Crown Acura

Davis Auto Sales

Dominion Chevrolet-Buick-Pontiac-GMC

East End Auto Sales

Enterprise Car Sales

Haley Pontiac GMC

Haley Toyota Certified

Hertz Midlothian

Hyman Bros. Automobiles

Lexus of Richmond

McGeorge Mercedes

McGeorge Toyota Certified Sales Center

McGeorge Toyota (new vehicles)

Mooers Volvo

Moore Cadillac

Nissan of Richmond

Patrick Kia

Pearson Chrysler, Jeep, Dodge, Ram

Pearson Hyundai

Pearson Kia

Pearson Mazda

Priority West End Super Center

Richmond BMW

Richmond Ford LLC
  Rick Hendrick Chevrolet, Buick, GMC

Royal Chevrolet

Sheehy Ford

VA Cars Inc

West Broad Honda

West Broad Hyundai

West Broad Volkswagen

Whitten Brothers Jeep-Chrysler-Mazda

Whitten Fiat of Richmond
Ridgeway Jim Mills Automotive
  Jim Mills Nissan
Roanoke Haley Toyota of Roanoke
Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram
South Boston Crowell Motor Company, Inc
South Hill Boyd Honda of South Hill
Springfield Sheehy Subaru
  Sheehy Nissan Springfield
  Sheehy Volkswagen Springfield
Stafford Leckner Nissan
  Rosner Motors Stafford, Inc.

Rosner Nissan of Stafford
Stanleytown GR Chevrolet

Nelson Toyota
Sterling Ted Britt Sterling Chevrolet
Tappahannock Bareford Buick, GMC Truck
  Tappahannock Chevrolet LLC
Virginia Beach Hall Jeep-Chrysler, Dodge, Ram
  Heritage Motor Company
  LA Auto Star
Williamsburg Williamsburg Honda
Warrenton Sheehy Ford of Warrenton
Winchester Apple Valley Hyundai

Miller Honda, Volkswagen, Suzuki
Woodbridge Karen Radley Acura, Volkswagen
  Koons Automotive Inc.
Wytheville Blue Ridge Nissan
  Bob Huff Chevrolet, Buick, GMC
  Bob Huff Buick
  Bob Huff Ford, Subaru
  Bob Huff GMC


Annapolis Annapolis Hyundai
  Annapolis Volvo
Capitol Heights Pohanka Hyundai Capitol Heights
Gateway Subaru
Leonardtown Leonardtown Ford
Mechanicsville The Used Car Factory
Pocomoke Buchanan Subaru Inc.
  Hetrich Of Pocomoke Inc.
Salisbury Sherwood Chrysler, Jeep, Dodge
  Sherwood Ford, Lincoln, Mercury
  Sherwood Kia

Contact Member Services at (804) 323-6800 or (800) 285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process.

It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.