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Biography

As a VACU mortgage loan officer with more than 25 years in the mortgage lending business, I pride myself on providing the financial guidance needed to help our members make the best decisions in their mortgage financing.

The process of buying a home takes time, and I enjoy building relationships with our members during this time. It’s my goal to take the stress out of buying a home and help our members feel at ease while making financial decisions.

I have lived in Central Virginia all my life—50 years and counting. I love the location and the accessibility to Washington D.C., our nation’s capital, and Richmond, our state capital. I love to travel and exercise. In my spare time, you’ll find me spending time with my family

Benefits of working with a VACU Mortgage Loan Officer

I'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.

  • Mortgages for your primary residence, second homes, or investment properties
  • No closing-cost options
  • Adjustable rate mortgages
  • First-time home buyer loans
  • Low down payment options
  • Specialty loans, including 100% financing and jumbo loans
  • Construction loans and land loans

 

Services Offered

We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation.

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    Mortgages

    From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.

  • Home equity loans icon

    Refinancing

    Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.

  • Personal Loans Icon

    Get pre-qualified!

    Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations

Let's get your mortgage process started.

I'm here and ready to help find the right option for you.

  • Mortgage Resources

    See More Resources

  • Mortgage FAQs

    What does pre-qualified mean? What do closing costs include? Get answers from our experts.
  • Mortgage Online Application FAQs

    With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.