Home Loans at VACU
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VA Loans

Designed to honor veterans by making homeownership more affordable.

As low as
5.774

View all rates.?

Down payments

not required.

Neither is mortgage insurance.

This is a

lifetime

benefit and can be used multiple times.

Why choose a Veterans Administration (VA) Loan with VACU?

 Buy a home with no down payment required.

 Avoid private mortgage insurance altogether.

 Access competitive rates and a variety of term options.

 Refinance with flexibility, including a cash-out option.

 Use your VA loan benefit multiple times; it’s a lifetime advantage.

 Work with our local mortgage team for guidance every step of the way.

Make it happen in a few steps.

Step 1
Talk to a VACU mortgage loan officer.

A local mortgage loan officer will help you determine the best loan product that works for your needs. Our mortgage team will help you get pre-qualified.

Step 2
Apply with us.

Apply for your mortgage by completing our easy-to-use digital application.

Step 3
Finalize your mortgage.

Sign disclosures, which will include an estimate of your closing costs. While our loan processor is putting final touches on your documents, they might reach out with questions or requests for additional documentation.

Step 4
Close on your new loan!

Sign and finalize the closing documents to provide funds for closing.

A mortgage loan officer helping a member

Mortgage Loan Officers

Whether you’re looking to buy or refinance, we have a team of local mortgage loan officers ready to help.

A woman working at her desk

Virginia Statewide Title Services

Virginia Statewide Title Services offers affordable title insurance to protect you against defects in your property title and can also connect you with a participating closing attorney in your area.?

Proudly serving those who served.

Enjoy the unmatched benefits of a VA loan.