Member Discounts

At Virginia Credit Union, we’re committed to helping you make the most of your money. The following discounts and savings help take your dollars further. Be sure to check this page for the latest updates.

Member Discounts at VACUEntertainmentFinancial and Education ServicesTravel


VACU Live! Logo

Virginia Credit Union LIVE! at Richmond Raceway — Enjoy access to pre-sale tickets and complimentary parking* to all Virginia Credit Union LIVE! at Richmond Raceway events.

*Must show Virginia Credit Union Mastercard® debit or credit card at time of parking.

Colonial Williamsburg

Colonial Williamsburg — Virginia Credit Union members get a discount on single and multi-day tickets purchased online for visits from mid-March through the end of the year. Enter VACU as the password to save. Save now »

kings dominion
Kings Dominion — Virginia Credit Union members can get discounted Single Day tickets! Enter KDVACU04 as the username and password to get your discounted tickets. Save now »

Car Buying, Insurance & Tax Services

Car & other loans

Loan Rate Discount

A .50% APR discount is included in your interest rate if you repay your newly originated VACU car loanequity loan or personal loan through approved automatic payments.


You could save money on Major Mechanical Protection for your vehicle when you get your car loan directly from VACU.

Guaranteed Asset Protection

Ask about savings on Guaranteed Asset Protection (GAP) coverage on your loan when you get your car loan directly from VACU.

Insurance services

Virginia CU Insurance Services

Enjoy savings on auto, renters, homeowners & other property and casualty insurance. Contact Virginia CU Insurance Services for a quote from top-rated national companies.

Tax preparation services


Save up to $15 on TurboTax® Federal products. Use their VACU members' website to qualify for your discount.

Peoples Income Tax

Save on tax preparation and electronic filing with Peoples Tax. For a list of locations, call Peoples Tax at (804) 282-1040 or (800) 984-1040. 

  • Peoples Tax -  Save 20% when you print and present this coupon.
  • Virtual Tax Pro - Save 25% when you print and present this coupon.

Real Estate & Mortgage Services

Listing discount

Receive a half percent (0.5%) discount on the listing commission when you sell a home through Virginia CU Realty. For example, on a home that sold for $200,000, that would be a $1,000 savings to the VACU member. Contact Virginia CU Realty for details. Listing services are currently available to members in central Virginia. Virginia CU Realty, LLC is separate and distinct from any business with VACU.

Mortgage rebate

Virginia CU Realty

When you get your mortgage loan through Virginia Credit Union, use an agent from Virginia CU Realty as your buyer's agent, and use Virginia Statewide Title Services for your title insurance, you can receive a mortgage rebate. Ask a Virginia CU Realty agent or a VACU mortgage loan officer for details.

Loan Amount Rebate*
Up to $99,999 $250
$100,000 - $149,999 $500
$150,000 - $199,999 $750
$200,000 - $249,999 $1,000
$250,000 - $299,999 $1,250
$300,000 - $399,999 $1,500
$400,000 - $499,999 $2,000
$500,000+ $2,500
*While you are free to select your own real estate brokerage and title insurance company in connection with your mortgage transaction, we offer our members a voluntary program that includes listing discounts for sellers and rebates at settlement. Specifically to qualify for the rebate, you must be a Virginia Credit Union member and close your mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Virginia CU Realty as your buyer’s agent. Rebate void where prohibited. Certain restrictions apply. Not available in all areas.

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