Step 1Print and fill out the Vehicle Refinance Form.Step 2For cars titled outside the state of Virginia, give us a call at (804) 323-6800 or (800) 285-5051 (ext. 1758) to request the appropriate form.For cars titled in the state of Virginia, please continue to step 3.Step 3Make a copy of your current vehicle registration.Step 4Send us these documents complete with your application ID marked on the top right corner of each. You can:email them to us, orfax them to us at (804) 267-5408 or (866) 436-9767. RequirementsCar cannot be more than 10 years old.Minimum loan amount of $5,000.Maximum loan-to-value of 135%Once we receive your forms and registration, a lending processor will contact your lender for payoff information and then get back in touch with you to discuss closing terms and final documentation.Contact Lending Processors at (804) 323-6800 or (800) 285-6609 (ext. 1758) if you have any questions along the way. We're here to help!