Car Loan or Lease Purchase | Virginia Credit Union

Found the car of your dreams?

If you’ve picked out your car, we’ll need a few things from you to finish the process.

For a private party purchase, please provide:

a Private Owner Vehicle & Lease Purchase Form,
a copy of the current vehicle registration or title, and
an odometer statement (for lease purchases).

For a dealership purchase, please provide:

a completed purchase order

Requirements

Car cannot be more than 10 years old

Minimum loan amount of $5,000

Maximum loan-to-value of 135%

Ready to close your loan?

We’ll need for you to send us the information above complete with your application ID marked on the top right corner of each document. You can do that one of the following ways:

email them to us at lendingprocessors@vacu.org, or
fax them to us at (804) 267-5408 or (866) 436-9767.

You can also close your loan on site at one of our CUDL partner dealers.