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Dealership Car Loans

As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.

Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible.

How CUDL works

This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership.

  • Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member.
  • Request your Virginia Credit Union financing through the CUDL system.
  • The CUDL system is available anytime during the dealership's business hours.

Contact Member Services at 804-323-6800 or 800-285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process.

Participating Dealers

Below are the participating dealers in Virginia. Dealers are always being added, so check back often.



Blue Ridge Chrysler Jeep Dodge Ram

Pioneer Chevrolet


Alexandria Hyundai 

Beyer Subaru

BMW of Alexandria

Brown's Alexandria Mazda

Jack Taylor's Alexandria Toyota

Jerry's Ford

Land Rover Alexandria

Lindsay Cadillac

Lindsay Lexus of Alexandria

Mini of Alexandria

Ourisman Chevrolet Buick GMC

Ourisman Chrysler Jeep Dodge Ram of Alexandria

Ourisman Ford Lincoln

Passport Infiniti of Alexandria

Passport Nissan

Rosenthal Landmark Honda


Alta Vista

Discovery Chrysler Dodge Jeep Ram


Freedom Motors of Amherst




Audi Arlington

Brown's Arlington Honda

Koons Arlington Toyota Scion

Mercedes-Benz of Arlington

Porsche of Arlington


Luck Chevrolet

Patrick Pontiac-Buick-GMC

Sheehy Ford-Mercury Ashland

Whitten Brothers of Ashland

Bailey's Crossroads

Radley Acura

Big Stone Gap

Auto World of Big Stone Gap

Freedom Chevrolet Big Stone Gap


Green Automotive


Morgan McClure Chevy GMC


Brown's Chantilly Mazda

Fair Oaks Motors, Inc.

Honda of Chantilly

Hyundai of Chantilly

Jaguar Land Rover of Chantilly

Ourisman Chantilly Toyota

Pohanka Acura

Pohanka Chevrolet Inc.

Priority Nissan Chantilly

Sheehy Infiniti Chantilly

Ted Britt Chantilly Ford


BMW of Charlottesville

CarLotz Charlottesville

Colonial Auto Center

Flow Audi, Mazda

Flow Porsche

Flow Volkswagen

Jim Price Chevrolet Hyundai

Mercedes-Benz of Charlottesville

Umansky Chrysler Dodge Jeep Ram of Charlottesville

Umansky Honda of Charlottesville

Umansky Toyota of Charlottesville


Banister Nissan of Chesapeake Sales

Priority Honda

Priority Toyota

Southern Dodge Chrysler Jeep Ram Fiat


Colonial Honda

Colonial Hyundai

Colonial Kia

Haley Ford

Heritage Chevrolet

Loyalty Nissan Richmond

Loyalty VW


Colonial Subaru


Duncan Ford Lincoln Mazda

Motor Mile Mitsubishi

Motor Mile Wholesale INC.

Shelor T-C Inc.


Morgan McClure Chevrolet


Nelson Kia Subaru


Battlefield Chevrolet

Battlefield Toyota

Battlefield Ford Culpeper

Chrysler of Culpeper


Blackwell Automotive Inc.

Robert Woodall Chevrolet

Robert Woodall Hyundai

Robert Woodall Nissan

Steve Padgett's Danville Honda


Boyd of Emporia


Brown's Fairfax Mazda

Brown's Fairfax Nissan

Fairfax Honda Volvo VW

Fairfax Motors

Farrish Chrysler Dodge Jeep

Farrish Subaru

Ted Britt Fairfax Ford LLC.

Falls Church

Bill Page Honda

Don Beyer Motors Inc.

Koons Ford Inc.


Haley of Farmville


Lynchburg Mazda

Lynchburg Nissan


Mercedes Benz of Fredericksburg

Pohanka Auto Center

Pohanka Honda

Purvis Ford

Radley Cadillac

Radley Imports Inc.

Safford Chrysler Jeep Dodge Ram Fiat of Fredericksburg

Safford Kia of Fredericksburg

Safford Mazda of Fredericksburg

Safford Volkswagen of Fredericksburg

Shirlie Slack Mitsubishi

Sullivan Auto Trading Inc.

Ultimate Buick GMC

Volvo of Fredericksburg

Front Royal

Front Royal Buick GMC

Front Royal Ford


NH&H Auto Sales Of Galax

Glen Allen

New Millennium Auto Sales

Northbrook Auto Sales Inc.

Richmond Ford West


Parrish Ford


Audi of Hampton

Classic Hyundai of Hampton

Mercedes Benz of Hampton

Pomoco Nissan

Tysinger Motor Company

Winners Circle Chrysler Dodge Jeep Ram

Winners Circle Nissan


Joe Bowman Chevrolet Cadillac

VA Auto Sales


VA Cars West Broad, Inc.


Strosnider Chevrolet

VA Cars of Tri Cities, Inc

King George

Bayside Chrysler Dodge Jeep Ram

Bayside Ford


Autonation Toyota Leesburg

Brown's Leesburg Hyundai

Country Buick GMC of Leesburg

Dulles Chrysler, Jeep, Dodge, Ram, Subaru, Kia

Hertz Car Sales

Jerry’s Chevrolet Inc.

Jerry’s Leesburg Ford


Billy Craft Honda

Lynchburg Truck and SUV Center


Madison Heights

1st Choice Motors


Battlefield Ford and Pre-owned

Bomnin Chevrolet Manassas

Brown's Manassas Hyundai

Brown's Manassas Kia

Brown's Manassas Subaru

Joyce Koons Honda Buick GMC

Lindsay Chrysler Dodge Jeep Ram

Miller Toyota

Sheehy Auto Outlet Manassas

Sheehy Nissan of Manassas


Marion Automotive Group


Nelson Ford Mazda

Nelson Honda


Bill Talley Ford

Mechanicsville Honda

Mechanicsville Toyota

Hart Nissan of Mechanicsville

Richmond Rocket Auto Sales LLC

VA Cars of Mechanicsville Inc.


CarLotz, Inc

Haley Chevrolet

Haley Toyota

Haley Volvo

Hyman Bros. Automobiles Midlothian

Hyman Bros. Mitsubishi

Hyman Bros. Nissan Kia

Hyman Bros. Subaru LLC

Land Rover Richmond

Mercedes-Benz of Richmond

Pearson Honda

Pearson Infiniti

Richmond BMW South

Ultimate Motors


Northern Neck Chevrolet

Newport News

Classic Nissan Newport News

Hyman Bros. Mazda

Pearson Toyota

Pomoco Chrysler Plymouth of Newport News


Banister Nissan of Norfolk Sales

Priority Ford

Rick Hendrick Cadillac

Rick Hendrick Chevrolet


Reynolds Buick, GMC, Cadillac, Subaru


Loyalty Used Car Super Center

Prince George

Crossroads Chrysler, Jeep, Dodge

Crossroads Ford


Duncan Suzuki


Ramey Automotive Inc


Audi Richmond

Basic Auto Sales of Richmond

Bill Talley Ford

Brown’s Buick, VW

City to City Automotive Group

City to City Auto Sales

Crown Acura

Davis Auto Sales

Enterprise Car Sales

Grace Auto Sales and Service Inc

Haley Buick-GMC Trucks

Haley Chrysler, Dodge, Jeep, Ram

Haley Pontiac GMC

Haley Toyota Certified

Haley Volvo

Hertz Car Sales of Richmond

Hyman Bros. Automobiles

Lexus of Richmond

McGeorge Mercedes

McGeorge Toyota Certified Sales Center

McGeorge Toyota (new vehicles)

Moore Cadillac

M W Auto Sales LLC

Patrick Kia

Parks Chevrolet RVA

Pearson Chrysler, Jeep, Dodge, Ram

Pearson Hyundai

Pearson Mazda

Richmond BMW

Richmond Ford LLC

Rick Hendrick Chevrolet, Buick, GMC

Sheehy Ford

VA Cars Inc

West Broad Honda

West Broad Hyundai

West Broad Volkswagen

Whitten Brothers Jeep-Chrysler-Mazda

Whitten Fiat of Richmond


Gunter Chrysler, Dodge, Jeep, Ram of Martinsville

Gunter Nissan of Martinsville


Duncan Acura

Haley Toyota of Roanoke

Rocky Mount

Duncan Ford, Chrysler, Jeep, Dodge, Ram

South Boston

Smart Automotive

Terry of South Boston

Virginia Auto Mart

South Hill

Boyd Chrysler Dodge Jeep Ram of South Hill

Boyd Honda of South Hill

Hardee Ford


Hart Nissan of NOVA

Hertz Car Sales Springfield

Priority Toyota Springfield

Rocking Nissan Of Springfield

Safford Chrysler Jeep Dodge of Springfield

Safford Hyundai Of Springfield

Sheehy Ford Springfield

Sheehy Nissan of Springfield

Sheehy Subaru

Sheehy Volkswagen Springfield


Pohanka Auto Stafford LLC

Sheehy Toyota of Stafford

Leckner Nissan of Stafford


GR Chevrolet

Nelson Toyota


Nelson Toyota

Wright Way Hyundai


AutoNation Honda Dulles

BMW of Sterling

BMW Mini of Sterling

Brown's Dulles Nissan

Lindsay Volkswagen of Dulles

Ted Britt Sterling Chevrolet


Bareford Buick, GMC Truck

Tappahannock Chevrolet LLC


Ramey Chevrolet Tazewell


Bentley Tysons

Ourisman Honda of Tysons Corner

Koons Tysons Toyota

Koons of Tysons Corner Inc

Priority Nissan Mazda

Rosenthal Jaguar Land Rover of Tysons Corner

Sheehy Infiniti of Tysons

Virginia Beach

LA Auto Star


Country Chevrolet

Lindsay Buick GMC

Sheehy Ford of Warrenton

West Point

West Point Ford


Classic Nissan Williamsburg

CMA’s Williamsburg Ford

Loyalty Chevrolet Loyalty Cadillac

Patriot Buick GMC of Williamsburg

Williamsburg Honda


Apple Valley Hyundai

Kern Motor Company Inc.

Miller Honda, Volkswagen, Suzuki

Safford Chrysler Jeep Dodge Ram Fiat of Winchester


Freedom Ford Lincoln Inc of Wise County


Cowles Nissan

Hendrick Honda Woodbridge

Karen Radley Acura, Volkswagen

Koons Automotive Inc.

Koons Hyundai Genesis of Woodbridge

Koons Kia

Koons Woodbridge Ford


Jeff Johnson Chevrolet


Criswell Chrysler Dodge Jeep Ram of Woodstock

Criswell Ford


Blue Ridge Nissan

Bob Huff Chevrolet, Buick, GMC

Bob Huff Buick

Bob Huff Ford, Subaru

Bob Huff GMC

Direct Chrysler Dodge Jeep Ram

AutoSMART Vehicle Research

Using CUDL AutoSMART, a network of dealers available to VACU members, you can research a vehicle and apply for credit union financing online. 

Learn more about AutoSMART

Car Buying Resources

Get in the driver's seat with the information you need to buy your next car.

See our resources


It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.

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