As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer. Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible. How CUDL works This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership. Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member. Request your Virginia Credit Union financing through the CUDL system. The CUDL system is available anytime during the dealership's business hours. Contact Member Services at 804-323-6800 or 800-285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process. Participating Dealers Below are the participating dealers in Virginia. Dealers are always being added, so check back often. Virginia Abingdon Blue Ridge Chrysler Jeep Dodge Ram Pioneer Chevrolet Alexandria Alexandria Hyundai Beyer Subaru BMW of Alexandria Jack Taylor's Alexandria Toyota Jerry's Ford Land Rover Alexandria Lindsay Cadillac Lindsay Lexus of Alexandria Lindsay Volvo Cars of Alexandria Malloy Ford Alexandria Mini of Alexandria Ourisman Chevrolet Buick GMC Ourisman Chrysler Jeep Dodge Ram of Alexandria Ourisman Ford Lincoln Ourisman Kia of Alexandria Passport Infiniti of Alexandria Passport Nissan Rosenthal Landmark Honda Safford Brown Mazda Alexandria Alta Vista Discovery Chrysler Dodge Jeep Ram Renaissance CDJR Renaissance Ford Amherst Freedom Motors of Amherst Appomattox Auto-Mattox Arlington Audi Arlington Brown's Arlington Honda Koons Arlington Toyota Scion Mercedes-Benz of Arlington Porsche of Arlington Safford Brown Honda Arlington Ashland Luck Chevrolet Patrick Pontiac-Buick-GMC Sheehy Ford-Mercury Ashland Whitten Brothers of Ashland Bailey's Crossroads Radley Acura Big Stone Gap Auto World of Big Stone Gap Freedom Chevrolet Big Stone Gap My Town Chrysler Dodge Jeep Ram Blackstone Green Automotive Castlewood Morgan McClure Chevy GMC Chantilly Brown's Chantilly Mazda Fair Oaks Motors, Inc. Honda of Chantilly Hyundai of Chantilly Jaguar Land Rover of Chantilly Moore Cadillac Hummer of Dulles Ourisman Chantilly Toyota Pohanka Acura Pohanka Chevrolet Inc. Priority Nissan Chantilly Safford Brown Mazda Chantilly Sheehy Infiniti Chantilly Ted Britt Chantilly Ford Charlottesville BMW of Charlottesville CarLotz Charlottesville Colonial Auto Center Flow Audi, Mazda Flow Porsche Flow Volkswagen Jim Price Chevrolet Hyundai Mercedes-Benz of Charlottesville Umansky Chrysler Dodge Jeep Ram of Charlottesville Umansky Honda of Charlottesville Umansky Toyota of Charlottesville Chesapeake Banister Nissan of Chesapeake Sales Priority Honda Priority Toyota Southern Buick GMC KIA Greenbriar Southern Dodge Chrysler Jeep Ram Fiat Chester Colonial Honda Colonial Hyundai Colonial Kia Haley Ford Heritage Chevrolet Loyalty Nissan Richmond Loyalty VW Chesterfield City Wide Auto & Truck Sales LLC Colonial Subaru Christiansburg Duncan Ford Lincoln Mazda Motor Mile Ford Motor Mile Kia Motor Mile Mitsubishi Motor Mile Subaru Motor Mile Wholesale INC. Shelor Chevrolet Shelor T-C Inc. Shelor Toyota Coeburn Morgan McClure Chevrolet Collinsville Nelson Kia Subaru Culpeper Battlefield Chevrolet Battlefield Toyota Battlefield Ford Culpeper Chrysler of Culpeper Danville Blackwell Automotive Inc. Robert Woodall Chevrolet Robert Woodall Hyundai Robert Woodall Nissan Steve Padgett's Danville Honda Emporia Boyd of Emporia Fairfax Fairfax Honda Volvo VW Fairfax Motors Farrish Chrysler Dodge Jeep Farrish Subaru Ourisman Kia of Fairfax Safford Brown Hyundai Fairfax Safford Brown Mazda Fairfax Safford Brown Nissan Fairfax Ted Britt Fairfax Ford LLC Falls Church Bill Page Honda Don Beyer Motors Inc. Koons Ford Inc. Farmville Haley of Farmville Forest Lynchburg Mazda Lynchburg Nissan Fredericksburg Mercedes Benz of Fredericksburg Pohanka Auto Center Pohanka Honda Purvis Ford Radley Cadillac Radley Imports Inc. Safford Chrysler Jeep Dodge Ram Fiat of Fredericksburg Safford Kia of Fredericksburg Safford Mazda of Fredericksburg Safford Volkswagen of Fredericksburg Shirlie Slack Mitsubishi Sullivan Auto Trading Inc. Volvo of Fredericksburg Front Royal Front Royal Buick GMC Front Royal Ford Lindsay Chevrolet of Front Royal Galax NH&H Auto Sales Of Galax Glen Allen New Millennium Auto Sales Northbrook Auto Sales Inc. Richmond Ford West Goochland Parrish Ford Hampton Audi of Hampton Classic Hyundai of Hampton Mercedes Benz of Hampton Pomoco Nissan Winners Circle Chrysler Dodge Jeep Ram Winners Circle Nissan Harrisonburg Joe Bowman Chevrolet Cadillac VA Auto Sales Hopewell Strosnider Chevrolet King George Bayside Chrysler Dodge Jeep Ram Bayside Ford Leesburg Autonation Toyota Leesburg Country Buick GMC of Leesburg Dulles Chrysler, Jeep, Dodge, Ram, Subaru, Kia Hertz Car Sales Jerry’s Chevrolet Inc. Jerry’s Leesburg Ford Safford Brown Hyundai Leesburg Lynchburg Billy Craft Honda Lynchburg Truck and SUV Center Safford Brown Auto Outlet Madison Heights 1st Choice Motors Manassas Battlefield Ford and Pre-owned Bomnin Chevrolet Manassas Brown's Manassas Hyundai Brown's Manassas Subaru Joyce Koons Honda Buick GMC Lindsay Chrysler Dodge Jeep Ram Lindsay Volkswagen of Manassas Miller Toyota Mon Mothma LLC dba Ourisman Ford of Manassas Safford Brown Hyundai Manassas Safford Brown Kia Manassas Safford Brown Subaru Manassas Sheehy Auto Outlet Manassas Sheehy Nissan of Manassas Marion Marion Automotive Group Martinsville Nelson Ford Mazda Nelson Honda Mechanicsville Bill Talley Ford Mechanicsville Honda Mechanicsville Toyota Hart Nissan of Mechanicsville Richmond Rocket Auto Sales LLC Midlothian CarLotz, Inc Genesis of South Richmond Haley Chevrolet Haley Toyota Haley Volvo Hyman Bros. Automobiles Midlothian Hyman Bros. Infiniti of Richmond Hyman Bros. Mitsubishi Hyman Bros. Nissan Kia Hyman Bros. Subaru LLC Land Rover Richmond Mercedes-Benz of Richmond Pearson Honda Richmond BMW South Ultimate Motors Montross Northern Neck Chevrolet Newport News Classic Nissan Newport News Pearson Toyota Pomoco Chrysler Plymouth of Newport News Winners Circle Mazda Norfolk Banister Nissan of Norfolk Sales Priority Ford Rick Hendrick Cadillac Rick Hendrick Chevrolet Sullivan Auto Trading Norfolk Orange Reynolds Buick, GMC, Cadillac, Subaru Petersburg Loyalty Used Car Super Center Prince George Crossroads Chrysler, Jeep, Dodge Crossroads Ford Pulaski Duncan Suzuki Richlands Ramey Automotive Inc Richmond Audi Richmond Basic Auto Sales of Richmond Bill Talley Ford City to City Automotive Group City to City Auto Sales Crown Acura Davis Auto Sales Enterprise Car Sales Grace Auto Sales and Service Inc Haley Buick-GMC Trucks Haley Chrysler, Dodge, Jeep, Ram Haley Pontiac GMC Haley Toyota Certified Haley Volvo Hertz Car Sales of Richmond Hyman Bros. Automobiles Lexus of Richmond McGeorge Mercedes M W Auto Sales LLC McGeorge Toyota Certified Sales Center McGeorge Toyota (new vehicles) Moore Cadillac and Subaru Patrick Kia Parks Chevrolet RVA Pearson Chrysler, Jeep, Dodge, Ram Pearson Hyundai Pearson Mazda Richmond BMW Richmond Ford LLC Rick Hendrick Chevrolet, Buick, GMC Safford Brown Volkswagen West Richmond Sheehy Ford West Broad Honda West Broad Hyundai West Broad Volkswagen Whitten Brothers Jeep-Chrysler-Mazda Whitten Fiat of Richmond Ridgeway Gunter Chrysler, Dodge, Jeep, Ram of Martinsville Gunter Nissan of Martinsville Roanoke Duncan Acura Haley Toyota of Roanoke Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram South Boston Smart Automotive Terry of South Boston South Hill Boyd Chrysler Dodge Jeep Ram of South Hill Boyd Honda of South Hill Hardee Ford Springfield Hart Nissan of NOVA Hertz Car Sales Springfield Priority Toyota Springfield Rocking Nissan Of Springfield Safford Chrysler Jeep Dodge of Springfield Safford Hyundai Of Springfield Sheehy Ford Springfield Sheehy Nissan of Springfield Sheehy Subaru Sheehy Volkswagen Springfield Stafford Pohanka Auto Stafford LLC Sheehy Toyota of Stafford Leckner Nissan of Stafford Stanleytown GR Chevrolet Nelson Toyota Staunton Nelson Toyota Wright Way Hyundai Sterling AutoNation Honda Dulles BMW of Sterling BMW Mini of Sterling Lindsay Volkswagen of Dulles Safford Brown Chrysler Dodge Jeep Ram Sterling Safford Brown Nissan Sterling Ted Britt Sterling Chevrolet Tappahannock Bareford Buick, GMC Truck Tappahannock Chevrolet LLC Tazewell Ramey Chevrolet Tazewell Vienna Bentley Tysons Ourisman Honda of Tysons Corner Koons Tysons Toyota Koons of Tysons Corner Inc Priority Nissan Mazda Rosenthal Jaguar Land Rover of Tysons Corner Sheehy Infiniti of Tysons Virginia Beach LA Auto Star Southern Buick GMC Virginia Beach Warrenton Country Chevrolet Lindsay Buick GMC Sheehy Ford of Warrenton West Point West Point Ford Williamsburg Classic Nissan Williamsburg Loyalty Chevrolet Loyalty Cadillac Patriot Buick GMC of Williamsburg Williamsburg Honda Winchester CMA's Honda of Winchester CMA's Hyundai of Winchester Kern Motor Company Inc. Malloy Ford Winchester Safford Chrysler Jeep Dodge Ram Fiat of Winchester Winchester Mitsubishi Wise Freedom Ford Lincoln Inc of Wise County Woodbridge Auto Giants Nissan Cowles Nissan Hendrick Honda Woodbridge Karen Radley Acura, Volkswagen Koons Automotive Inc. Koons Buick GMC Woodbridge Koons of Woodbridge DBA Koons Hyundai Genesis of Woodbridge Koons Kia Koons Woodbridge Ford Ourisman CDJR of Woodbridge Toyota of Woodbridge Woodlawn Jeff Johnson Chevrolet Woodstock Criswell Chrysler Dodge Jeep Ram of Woodstock Criswell Ford Wytheville Aschenbach Chevrolet Buick GMC Aschenbach Ford Blue Ridge Nissan Bob Huff Chevrolet, Buick, GMC Bob Huff Buick Bob Huff Ford, Subaru Bob Huff GMC Dutch Miller Nissan of Wytheville New Direct Chrysler Dodge Jeep Ram AutoSMART Vehicle Research Using CUDL AutoSMART, a network of dealers available to VACU members, you can research a vehicle and apply for credit union financing online. Learn more about AutoSMART Car Buying Resources Get in the driver's seat with the information you need to buy your next car. See our resources It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.