As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer. Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible. How CUDL works This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership. Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member. Request your Virginia Credit Union financing through the CUDL system. The CUDL system is available anytime during the dealership's business hours. Contact Member Services at 804-323-6800 or 800-285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process. Participating Dealers Below are the participating dealers in Virginia. Dealers are always being added, so check back often. Virginia Abingdon Empire Ford Pioneer Chevrolet Alexandria Alexandria Hyundai Beyer Subaru BMW of Alexandria Brown's Alexandria Mazda Jack Taylor's Alexandria Toyota Land Rover Alexandria Lindsay Cadillac Lindsay Lexus of Alexandria Mini of Alexandria Ourisman Chevrolet Buick GMC Ourisman Chrysler Jeep Dodge Ram of Alexandria Ourisman Ford Lincoln Page Chevrolet, Inc. Passport Infiniti of Alexandria Passport Nissan Rosenthal Landmark Honda Sheehy Honda Alexandria Altavista Discovery Chrysler Dodge Jeep Ram Amherst Freedom Motors of Amherst Annandale Jerry's Ford Appomattox Auto-Mattox Arlington Audi Arlington Brown's Arlington Honda Koons Arlington Toyota Scion Mercedes-Benz of Arlington Porsche of Arlington Ashland Bill Britt Motors Luck Chevrolet Patrick Pontiac-Buick-GMC Sheehy Ford-Mercury Ashland Whitten Brothers of Ashland Bailey's Crossroads Radley Acura Big Stone Gap Auto World of Big Stone Gap Blackstone Green Automotive Bristol Crabtree Buick GMC Chantilly Brown's Chantilly Mazda Fair Oaks Motors, Inc. Honda of Chantilly Hyundai of Chantilly Jaguar Land Rover of Chantilly Ourisman Chantilly Kia Ourisman Chantilly Toyota Pohanka Acura Pohanka Chevrolet Inc. Priority Nissan Chantilly Sheehy Infiniti Chantilly Ted Britt Chantilly Ford Castlewood Morgan McClure Chevy GMC Charlottesville BMW of Charlottesville Brown Chrysler, Dodge, Subaru, Jeep Brown Honda Brown Mercedes Brown Toyota Scion Colonial Auto Center Flow Audi, Mazda Flow Porsche Flow Volkswagen Jim Price Chevrolet Hyundai Mallory Ford of Charlottesville Mercedes-Benz of Charlottesville Umansky Chrysler Dodge Jeep Ram of Charlottesville Umansky Honda of Charlottesville Umansky Toyota of Charlottesville Chesapeake Little Joe's Mitsubishi Loyalty Toyota West Point Ford Chester Colonial Honda Colonial Kia Gateway Hyundai Haley Ford Heritage Chevrolet Loyalty Nissan Richmond Loyalty VW Priority Toyota Chesterfield 60 West Auto Sales Colonial Subaru Christiansburg Duncan Ford Lincoln Mazda Duncan Hokie Honda Duncan Hyundai Motor Mile Mitsubishi Motor Mile Wholesale INC. Shelor T-C Inc. Coeburn Morgan McClure Chevrolet Colonial Heights Car Corral II Collinsville Nelson Kia Subaru Culpeper Battlefield Chevrolet Battlefield Toyota Battlefield Ford Culpeper Chrysler of Culpeper Koons Automotive of Culpeper Danville Blackwell Automotive Inc. Danville Toyota Robert Woodall Chevrolet Robert Woodall Hyundai Robert Woodall Nissan Steve Padgett's Danville Honda Elkton Myers Ford Emporia Boyd of Emporia Owen Used Car Center Fairfax BMW of Fairfax Brown's Fairfax Mazda Brown's Fairfax Nissan Fairfax Honda Volvo VW Fairfax Motors Farrish Chrysler Dodge Jeep Jim McKay Chevrolet Ted Britt Fairfax Ford LLC. Falls Church Bill Page Honda Bill Page Toyota Don Beyer Motors Inc. Koons Ford Inc. Farmville Fairview Auto Sales and Detailing Haley of Farmville Forest Lynchburg Mazda Floyd Lynchburg Mazda Lynchburg Nissan Franklin Franklin Chevrolet Buick GMC LLC. Fredericksburg Mazda and Volkswagen of Fredericksburg Mercedes Benz of Fredericksburg Purvis Ford Pohanka Auto Center Pohanka Honda Radley Cadillac Radley Imports Inc. Safford Chrysler Jeep Dodge Ram Fiat of Fredericksburg Safford Kia of Fredericksburg Safford Mazda of Fredericksburg Safford Volkswagen of Fredericksburg Sheehy Toyota of Fredericksburg Shirlie Slack Mitsubishi Sullivan Auto Trading Inc. Volvo of Fredericksburg Front Royal Front Royal Buick GMC Front Royal Ford Galax NH&H Auto Sales Of Galax Goochland Parrish Ford Glen Allen New Millennium Auto Sales Northbrook Auto Sales Inc. Richmond Ford West Hampton Pomoco Nissan Tysinger Motor Company Harrisonburg Joe Bowman Chevrolet Cadillac VA Auto Sales Henrico VA Cars West Broad, Inc. Hopewell Strosnider Chevrolet Jarratt Owen Ford, Inc. VA Cars of Tri Cities, Inc. King George Bayside Ford Leckner Chrysler Dodge Jeep Ram Rosner Ford Lebanon Blue Ridge Dodge, Ram Jeep Chrysler Leesburg Autonation Toyota Leesburg B&M MotorCars Brown's Leesburg Hyundai Country Buick GMC of Leesburg Dulles Chrysler, Jeep, Dodge, Ram, Subaru, Kia Hertz Car Sales Jerry’s Chevrolet Inc. Jerry’s Leesburg Ford Louisa Kip Killmon Ford Lynchburg 12 Below Auto Apple Ford of Lynchburg Auto Connection Billy Craft Honda Lynchburg Nissan Clearance Center Lynchburg Truck and SUV Center Pinkerton Chevrolet Buick GMC Cadillac Waterlick Automotive Madison Eddins Ford Madison Heights 1st Choice Motors Manassas Auto Giants Mitsubishi Battlefield Ford and Pre-owned Bomnin Chevrolet Manassas Brown's Manassas Hyundai Brown's Manassas Kia Brown's Manassas Subaru Joyce Koons Honda Buick GMC Lindsay Chrysler Dodge Jeep Ram Manassas Chevrolet Manassas Imports Miller Toyota Sheehy Auto Outlet Manassas Sheehy Nissan of Manassas Marion Marion Automotive Group Mountain Automotive Group Worldwide Ford Sales Marshall Leckner Ford of Marshall Martinsville Nelson Ford Mazda Nelson Honda Mechanicsville Bill Talley Ford Mechanicsville Honda Mechanicsville Toyota Mechanicsville Scion New Millennium Auto Sales Inc. Mechanicsville Richmond Rocket Auto Sales LLC Sheehy Auto Outlet Sheehy Nissan of Mechanicsville Midlothian CarLotz, Inc. Euroclassics Porsche Haley Chevrolet Haley Toyota Haley Volvo Hyman Bros. Automobiles Midlothian Hyman Bros. Mitsubishi Hyman Bros. Nissan Kia Hyman Bros. Subaru LLC. Land Rover Richmond Mercedes-Benz of Richmond Pearson Honda Pearson Infiniti Richmond BMW South Ultimate Motors Montross Northern Neck Chevrolet New Kent Premier Auto Solutions Newport News Hutchens Chevrolet Hyman Bros. Mazda Pearson Toyota Priority Nissan Newport News Suttle Cadillac, GMC, Buick Norfolk Priority Ford Rick Hendrick Cadillac Rick Hendrick Chevrolet Orange Reynolds Buick, GMC, Cadillac, Subaru Petersburg Loyalty Used Car Super Center Powhatan Haley Chevrolet, Pontiac, GMC Prince George Crossroads Chrysler, Jeep, Dodge Crossroads Ford Pulaski Duncan Suzuki Radford Harvey’s Chevrolet Cadillac Buick Richmond Audi Richmond Basic Auto Sales of Richmond Bill Talley Ford Brown's Buick, VW & Jaguar Brown's Richmond Truck and Trade Car America City to City Auto Sales City to City Automotive Group Crown Acura Davis Auto Sales Enterprise Car Sales Grace Auto Sales and Service Inc. Haley Buick-GMC Trucks Haley Chrysler, Dodge, Jeep, Ram Haley Pontiac GMC Haley Toyota Certified Hayley Volvo Hertz Midlothian Hyman Bros. Automobiles Lexus of Richmond M.W. Auto Sales, LLC. McGeorge Mercedes McGeorge Toyota Certified Sales Center McGeorge Toyota (new vehicles) Moore Cadillac Nissan of Richmond Parks Chevrolet RVA Patrick Kia Pearson Chrysler, Jeep, Dodge, Ram Pearson Hyundai Pearson Kia Pearson Mazda Priority West End Super Center Richmond BMW Richmond Ford LLC. Rick Hendrick Chevrolet, Buick, GMC Royal Chevrolet Sheehy Ford Ultimate Buick, GMC VA Cars Inc. West Broad Honda West Broad Hyundai West Broad Volkswagen Whitten Brothers Jeep-Chrysler-Mazda Whitten Fiat of Richmond Ridgeway Blue Ridge Chrysler, Dodge, Jeep, Ram of Martinsville Blue Ridge Nissan of Martinsville Gunter Chrysler Dodge Jeep Ram of Martinsville Gunter Nissan of Martinsville Roanoke Haley Toyota of Roanoke Duncan Acura Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram South Boston Crossroads Ford of South Boston Virginia Auto Mart South Hill Boyd Chrysler Dodge Jeep Ram of South Hill Boyd Honda of South Hill Hardee Ford Springfield Priority Toyota Springfield Rocking Nissan of Springfield Safford Chrysler Jeep Dodge of Springfield Safford Hyundai Of Springfield Sheehy Ford Springfield Sheehy Nissan Springfield Sheehy Subaru Sheehy Volkswagen Springfield Stafford Sheehy Toyota of Stafford Leckner Nissan of Stafford Stanleytown GR Chevrolet Nelson Toyota Staunton Nelson Toyota Wright Way Hyundai Sterling AutoNation Honda Dulles BMW of Sterling Brown's Dulles Nissan Lindsay Volkswagen of Dulles Ted Britt Sterling Chevrolet Tappahannock Bareford Buick, GMC Truck Vienna Bentley Tysons Honda of Tysons Corner Koons Tysons Toyota Ourisman Honda of Tysons Corner Priority Nissan Mazda Rosenthal Jaguar Land Rover of Tysons Corner Sheehy Infiniti of Tysons Virginia Beach Boyd Cars of Virginia Beach Hall Jeep-Chrysler, Dodge, Ram LA Auto Star Waldorf Waldorf Dodge Waldorf Honda Waldorf Toyota Waynesboro Charlie Obaugh Chevrolet Warrenton Country Chevrolet Lindsay Buick GMC Safford Chrysler, Jeep, Dodge Ram of Warrenton Sheehy Ford of Warrenton Warrenton Toyota West Point West Point Ford Williamsburg Williamsburg Honda Patriot Buick GMC of Williamsburg Wise Freedom Ford Lincoln Inc of Wise County Winchester Apple Valley Hyundai Kern Motor Company Inc. Malloy Ford Winchester Malloy Toyota Miller Honda, Volkswagen, Suzuki Safford Chrysler Jeep Dodge Ram Fiat of Winchester Woodbridge Buick GMC of Woodbridge Inc Cowles Ford Cowles Nissan Hendrick Honda Woodbridge Karen Radley Acura, Volkswagen Koons Automotive Inc. Koons Kia Malloy Hyundai Woodlawn Jeff Johnson Chevrolet Woodstock Leckner Ford of Woodstock Wytheville Blue Ridge Nissan Bob Huff Chevrolet, Buick, GMC Bob Huff Buick Bob Huff Ford, Subaru Bob Huff GMC Direct Chrysler Dodge Jeep Ram AutoSMART Vehicle Research Using CUDL AutoSMART, a network of dealers available to VACU members, you can research a vehicle and apply for credit union financing online. Learn more about AutoSMART Car Buying Resources Get in the driver's seat with the information you need to buy your next car. See our resources It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.