As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer. Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible. How CUDL works This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership. Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member. Request your Virginia Credit Union financing through the CUDL system. The CUDL system is available anytime during the dealership's business hours. Contact Member Services at 804-323-6800 or 800-285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process. Participating Dealers Below are the participating dealers in Virginia. Dealers are always being added, so check back often. Virginia Abingdon Blue Ridge Chrysler Jeep Dodge Ram Empire Ford Pioneer Chevrolet Alexandria Alexandria Hyundai Beyer Subaru BMW of Alexandria Brown's Alexandria Mazda Jack Taylor's Alexandria Toyota Jerry's Ford Land Rover Alexandria Lindsay Cadillac Lindsay Lexus of Alexandria Mini of Alexandria Ourisman Chevrolet Buick GMC Ourisman Chrysler Jeep Dodge Ram of Alexandria Ourisman Ford Lincoln Page Chevrolet, Inc. Passport Infiniti of Alexandria Passport Nissan Rosenthal Landmark Honda Sheehy Honda Alexandria Alta Vista Discovery Chrysler Dodge Jeep Ram Amherst Freedom Motors of Amherst Appomattox Auto-Mattox Arlington Audi Arlington Brown's Arlington Honda Koons Arlington Toyota Scion Mercedes-Benz of Arlington Porsche of Arlington Ashland Luck Chevrolet Patrick Pontiac-Buick-GMC Sheehy Ford-Mercury Ashland Whitten Brothers of Ashland Bailey's Crossroads Radley Acura Big Stone Gap Auto World of Big Stone Gap Freedom Chevrolet Big Stone Gap Blackstone Green Automotive Castlewood Morgan McClure Chevy GMC Chantilly Brown's Chantilly Mazda Fair Oaks Motors, Inc. Honda of Chantilly Hyundai of Chantilly Jaguar Land Rover of Chantilly Ourisman Chantilly Toyota Pohanka Acura Pohanka Chevrolet Inc. Priority Nissan Chantilly Sheehy Infiniti Chantilly Ted Britt Chantilly Ford Charlottesville BMW of Charlottesville Colonial Auto Center Flow Audi, Mazda Flow Porsche Flow Volkswagen Jim Price Chevrolet Hyundai Mallory Ford of Charlottesville Mercedes-Benz of Charlottesville Umansky Chrysler Dodge Jeep Ram of Charlottesville Umansky Honda of Charlottesville Umansky Toyota of Charlottesville Chesapeake Priority Honda Priority Toyota Southern Dodge Chrysler Jeep Ram Fiat Chester Colonial Honda Colonial Hyundai Colonial Kia Haley Ford Heritage Chevrolet Loyalty Nissan Richmond Loyalty VW Chesterfield Colonial Subaru Christiansburg Duncan Ford Lincoln Mazda Duncan Hokie Honda Duncan Hyundai Motor Mile Mitsubishi Motor Mile Wholesale INC. Shelor T-C Inc. Coeburn Morgan McClure Chevrolet Colonial Heights Car Corral II Collinsville Nelson Kia Subaru Covington Covington Honda Nissan Culpeper Battlefield Chevrolet Battlefield Toyota Battlefield Ford Culpeper Chrysler of Culpeper Danville Blackwell Automotive Inc. Danville Toyota Robert Woodall Chevrolet Robert Woodall Hyundai Robert Woodall Nissan Steve Padgett's Danville Honda Emporia Boyd of Emporia Fairfax BMW of Fairfax Brown's Fairfax Mazda Brown's Fairfax Nissan Fairfax Honda Volvo VW Fairfax Motors Farrish Chrysler Dodge Jeep Farrish Subaru Jim McKay Chevrolet Ted Britt Fairfax Ford LLC. Falls Church Bill Page Honda Bill Page Toyota Don Beyer Motors Inc. Koons Ford Inc. Farmville Haley of Farmville Floyd Johnson Family CDJR Forest Lynchburg Mazda Lynchburg Nissan Fredericksburg Mercedes Benz of Fredericksburg Pohanka Auto Center Pohanka Honda Purvis Ford Radley Cadillac Radley Imports Inc. Safford Chrysler Jeep Dodge Ram Fiat of Fredericksburg Safford Kia of Fredericksburg Safford Mazda of Fredericksburg Safford Volkswagen of Fredericksburg Sheehy Toyota of Fredericksburg Shirlie Slack Mitsubishi Sullivan Auto Trading Inc. Ultimate Buick GMC Volvo of Fredericksburg Front Royal Front Royal Buick GMC Front Royal Ford Galax NH&H Auto Sales Of Galax Glen Allen New Millennium Auto Sales Northbrook Auto Sales Inc. Richmond Ford West Goochland Parrish Ford Hampton Pomoco Nissan Tysinger Motor Company Winners Circle Chrysler Dodge Jeep Ram Harrisonburg Bob Wade Auto World Joe Bowman Chevrolet Cadillac VA Auto Sales Henrico VA Cars West Broad, Inc. Hopewell Strosnider Chevrolet VA Cars of Tri Cities, Inc King George Bayside Chrysler Dodge Jeep Ram Bayside Ford Leesburg Autonation Toyota Leesburg Brown's Leesburg Hyundai Country Buick GMC of Leesburg Dulles Chrysler, Jeep, Dodge, Ram, Subaru, Kia Hertz Car Sales Jerry’s Chevrolet Inc. Jerry’s Leesburg Ford Lynchburg Apple Ford of Lynchburg Billy Craft Honda Lynchburg Truck and SUV Center Madison Heights 1st Choice Motors Manassas Auto Giants Mitsubishi Battlefield Ford and Pre-owned Bomnin Chevrolet Manassas Brown's Manassas Hyundai Brown's Manassas Kia Brown's Manassas Subaru Joyce Koons Honda Buick GMC Lindsay Chrysler Dodge Jeep Ram Miller Toyota Sheehy Auto Outlet Manassas Sheehy Nissan of Manassas Marion Marion Automotive Group Worldwide Ford Sales Martinsville Nelson Ford Mazda Nelson Honda Mechanicsville Bill Talley Ford Mechanicsville Honda Mechanicsville Toyota Hart Nissan of Mechanicsville Richmond Rocket Auto Sales LLC Midlothian CarLotz, Inc Euroclassic Porsche Haley Chevrolet Haley Toyota Haley Volvo Hyman Bros. Automobiles Midlothian Hyman Bros. Mitsubishi Hyman Bros. Nissan Kia Hyman Bros. Subaru LLC Land Rover Richmond Mercedes-Benz of Richmond Pearson Honda Pearson Infiniti Richmond BMW South Ultimate Motors Montross Northern Neck Chevrolet Newport News Hyman Bros. Mazda Pearson Toyota Priority Nissan Newport News Norfolk Priority Ford Rick Hendrick Cadillac Rick Hendrick Chevrolet Orange Reynolds Buick, GMC, Cadillac, Subaru Petersburg Loyalty Used Car Super Center Prince George Crossroads Chrysler, Jeep, Dodge Crossroads Ford Pulaski Duncan Suzuki Richlands Ramey Automotive Inc Richmond Audi Richmond Basic Auto Sales of Richmond Bill Talley Ford Brown’s Buick, VW City to City Automotive Group City to City Auto Sales Crown Acura Davis Auto Sales Enterprise Car Sales Grace Auto Sales and Service Inc Haley Buick-GMC Trucks Haley Chrysler, Dodge, Jeep, Ram Haley Pontiac GMC Haley Toyota Certified Haley Volvo Hertz Car Sales of Richmond Hyman Bros. Automobiles Lexus of Richmond McGeorge Mercedes McGeorge Toyota Certified Sales Center McGeorge Toyota (new vehicles) Moore Cadillac M W Auto Sales LLC Nissan Of Richmond Patrick Kia Parks Chevrolet RVA Pearson Chrysler, Jeep, Dodge, Ram Pearson Hyundai Pearson Mazda Richmond BMW Richmond Ford LLC Rick Hendrick Chevrolet, Buick, GMC Sheehy Ford VA Cars Inc West Broad Honda West Broad Hyundai West Broad Volkswagen Whitten Brothers Jeep-Chrysler-Mazda Whitten Fiat of Richmond Ridgeway Gunter Chrysler, Dodge, Jeep, Ram of Martinsville Gunter Nissan of Martinsville Roanoke Duncan Acura Haley Toyota of Roanoke Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram South Boston Crossroads Ford of South Boston Virginia Auto Mart South Hill Boyd Chrysler Dodge Jeep Ram of South Hill Boyd Honda of South Hill Hardee Ford Springfield Hertz Car Sales Springfield Priority Toyota Springfield Rocking Nissan Of Springfield Safford Chrysler Jeep Dodge of Springfield Safford Hyundai Of Springfield Sheehy Ford Springfield Sheehy Nissan of Springfield Sheehy Subaru Sheehy Volkswagen Springfield Stafford Sheehy Toyota of Stafford Leckner Nissan of Stafford Stanleytown GR Chevrolet Nelson Toyota Staunton Nelson Toyota Wright Way Hyundai Sterling AutoNation Honda Dulles BMW of Sterling Brown's Dulles Nissan Lindsay Volkswagen of Dulles Ted Britt Sterling Chevrolet Tappahannock Bareford Buick, GMC Truck Tappahannock Chevrolet LLC Vienna Bentley Tysons Ourisman Honda of Tysons Corner Koons Tysons Toyota Koons of Tysons Corner Inc Priority Nissan Mazda Rosenthal Jaguar Land Rover of Tysons Corner Sheehy Infiniti of Tysons Virginia Beach LA Auto Star Warrenton Country Chevrolet Lindsay Buick GMC Sheehy Ford of Warrenton Warrenton Toyota West Point West Point Ford Williamsburg CMA’s Williamsburg Ford Patriot Buick GMC of Williamsburg Williamsburg Honda Winchester Apple Valley Hyundai Kern Motor Company Inc. Malloy Ford Winchester Malloy Toyota Miller Honda, Volkswagen, Suzuki Safford Chrysler Jeep Dodge Ram Fiat of Winchester Wise Freedom Ford Lincoln Inc of Wise County Woodbridge Buick GMC of Woodbridge Inc Cowles Ford Cowles Nissan Hendrick Honda Woodbridge Karen Radley Acura, Volkswagen Koons Automotive Inc. Koons of Woodbridge DBA Koons Hyundai Genesis of Woodbridge Koons Kia Malloy Hyundai Woodlawn Jeff Johnson Chevrolet Wytheville Blue Ridge Nissan Bob Huff Chevrolet, Buick, GMC Bob Huff Buick Bob Huff Ford, Subaru Bob Huff GMC Direct Chrysler Dodge Jeep Ram AutoSMART Vehicle Research Using CUDL AutoSMART, a network of dealers available to VACU members, you can research a vehicle and apply for credit union financing online. Learn more about AutoSMART Car Buying Resources Get in the driver's seat with the information you need to buy your next car. See our resources It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.