Individual Retirement Accounts (IRAs)

Your future starts now.

Whatever your age, finances or saving experience, now is the time for you to get started. Prepare for a comfortable retirement, or reach other major financial goals, with the help of an Individual Retirement Account from your credit union.

Choose from two options:

Traditional IRA

Contributory, Transfer, Rollover, Conduit and Spousal plans available

Roth IRA

Contributory, Conversions from Traditional IRAs, Transfer and Rollover plans available

Both with great features and rates:

  • No set-up fees
  • 12, 24, 36, 48 or 60-month fixed rate options
  • 18-month variable-rate IRA
  • Convenient deposits through payroll deduction and automatic transfers
  • IRAs are insured up to $250,000 by the NCUA
Pays Dividends  Min. Balance to Open

View rates


Getting Started



 Already have a VACU savings account?

Whether you’re looking to set up direct deposit, discover ways to maximize your savings or learn more about the features of your VACU savings account, our resources can help.

 View our account holder resources