Purchase If you’ve picked out your vehicle and are ready to complete your loan, we’ll need a few things from you to finish the process. For a dealership purchase, please provide a completed purchase order. For a private party purchase, please provide: a completed Private Owner Vehicle Purchase Form or Private Owner Watercraft Purchase Form and a copy of the current vehicle registration or title Refinance Step 1 Print and fill out the Vehicle Refinance Form or Watercraft Refinance Form. Step 2 For vehicles or watercraft titled outside the state of Virginia, give us a call at the number listed below to request the appropriate form. For vehicles titled in the state of Virginia, please continue to step 3. Step 3 Make a copy of your current vehicle or watercraft registration. Step 4 Depending on your vehicle or watercraft, we may need additional documentation. Please call us for more information at the number listed below. Ready to close your loan? We’ll need for you to send us the information above complete with your application ID marked on the top right corner of each document. You can do that one of the following ways: email them to us at lendingprocessors@vacu.org, or fax them to us at (804) 267-5408 or (866) 436-9767 Contact us at (804) 323-6800 or (800) 285-6609 (ext. 1758) if you have any questions along the way. We're here to help!