Home Refinancing

$500 off closings costs on a new mortgage!

With $500 off closing costs,* let’s see if we could lower your rate, shorten your term, or get cash out when you refinance your current mortgage. Check out our online tools, then get started with a no-cost mortgage pre-qualification.

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VACU Mortgages

  • We finance primary residences, second homes, investment properties and land located in Virginia.
  • We offer a variety of mortgage programs, including a no closing-cost refinance option.
  • mortgage loan officer from our team of professionals will consult with you and help you find the refinancing option that fits your individual needs.
  • Once we have a completed application, we can usually close your home refinance loan within 45 to 60 days.

Virginia CU Insurance Services

Virginia CU Insurance ServicesAs an affiliate of Virginia Credit Union, Virginia CU Insurance Services offers a complete line of insurance solutions from top-rated carriers to help you protect your assets, so you get the best coverage at the best price.

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*Virginia Credit Union is offering a $500 discount on closing costs on new mortgage loans subject to qualification and credit approval. This promotion is valid on new mortgage pre-qualification or applications submitted between 04/01/19 and 06/30/2019. The closing cost reduction will be limited to the lesser of $500 or lender closing costs and may not exceed maximum seller contribution limits set by program guidelines. Mortgage loan must close by 12/31/2019. This is not available for VHDA, Housing Finance Agency/Bond or Rural Development products. This offer can be used in conjunction with the VACU Realty rebate. It cannot be combined with any other promotion or discount and is subject to compliance with Virginia Credit Union's loan program guidelines.