Personal Line of Credit FAQs FAQs
I paid off my personal line of credit and want to borrow again. Do I need to re-apply?
A personal line of credit does not have a fixed term like a loan. It’s a flexible way to get money when you need it without having to re-apply.
How can I access my line of credit?
Does my interest rate remain the same until the balance is paid off?
Personal lines of credit have variable rates, so the rate may vary monthly based on the prime rate.
How do I request a credit limit increase?
To request a credit limit increase apply online, visit a branch or call Member Services at (804) 323-6800 or (800) 285-6609.