Why choose a Land Loan with VACU?
Secure financing even if the land doesn’t yet have structures or utilities.
Start with a fixed rate that converts to an Adjustable Rate Mortgage (ARM) with capped adjustments.
Access competitive terms with options to fit your purchase or refinance needs.
Work with our local mortgage team, experts in Virginia land purchasing.
Get started in a few steps.
A local mortgage loan officer will help you determine the best loan product that works for your needs. Our mortgage team will help you get pre-qualified.
Apply for your mortgage by completing our easy-to-use digital application.
Sign disclosures, which will include an estimate of your closing costs. While our loan processor is putting final touches on your documents, they might reach out with questions or requests for additional documentation.
Sign and finalize the closing documents to provide funds for closing.
Mortgage Loan Officers
Whether you’re looking to buy or refinance, we have a team of local mortgage loan officers ready to help.
Virginia Statewide Title Services
Virginia Statewide Title Services offers affordable title insurance to protect you against defects in your property title and can also connect you with a participating closing attorney in your area.?
