All Mortgage Loan OfficersJames LiesfeldSenior Mortgage Loan OfficerNMLS# 873821 james.liesfeld@vacu.org Office:(804) 614-3353Toll-free:(800) 285-5051 x3353Fax:(804) 267-1433 Apply with James BiographyHere at Virginia Credit Union, it has always been my goal to help our members achieve their financial dream of home ownership. Purchasing or refinancing a home is quite possibly the biggest investment most people ever make, so I enjoy being there every step of the way to make sure this process is a wonderful experience.With over 10 years of experience in the financial industry, I have served in a variety of roles, including a banker, quality assurance consultant (where it was my job to ensure our members received nothing but spectacular service from all credit union representatives), and a mortgage loan officer.As a Richmond native, I enjoy everything the area has to offer, such as the diversity, great seasonal weather and community events. In my spare time, I enjoy spending time with family, watching sports, supporting our community, and participating in credit union volunteer events. Benefits of working with a VACU Mortgage Loan OfficerI'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.Mortgages for your primary residence, second homes, or investment propertiesNo closing-cost optionsAdjustable rate mortgagesFirst-time home buyer loansLow down payment optionsSpecialty loans, including 100% financing and jumbo loansConstruction loans and land loans Services OfferedWe've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started.I'm here and ready to help find the right option for you. Apply with James Mortgage Resources See More Resources A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.