James Liesfeld Back to Mortgage Loan Officers James Liesfeld Senior Mortgage Loan Officer NMLS# 873821 james.liesfeld@vacu.org Office: (804) 614-3353 Toll Free: (800) 285-5051 x3353 Fax: (804) 267-1433 Hi, I’m James, your local mortgage expert. With over 15 years of experience in the financial industry and over 12 years at VACU, I have served in a variety of roles, including a Banker, Quality Assurance Consultant, and now as a Senior Mortgage Loan Officer. It has always been my goal to help our members achieve their financial dreams of home ownership. Purchasing or refinancing a home is one of the biggest investments you will make, so I enjoy being there to make sure it's a wonderful experience. As a Richmond native, I love everything the area has to offer, such as the diversity, great seasonal weather, and community events. In my spare time, I enjoy spending time with family, watching sports, supporting our community, and participating in credit union volunteer events. Apply with James Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: James is very knowledgeable. The best I have ever dealt with in the financial industry. This is my third home I am building... I would give him 10 stars out of 5 stars! James was extremely helpful. As a first-time homebuyer, I had a lot of questions. He was immediately responsive to all my emails, and even met in person for an hour to talk me through the process. James was so prompt at getting back whenever I had a question or concern. He made the process easy and all my questions were answered. He is very knowledgeable. Thank you! Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with James Your Homebuying Knowledge Base See all Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min Home Equity Loan or Home Equity Line of Credit: Which is Best for You? Home Article 4 min Are You Ready to Buy a Home? Home Article 3 min What Is the Best Mortgage Loan for Me? Home Article 4 min How To Know When to Refinance Your Home Home
James is very knowledgeable. The best I have ever dealt with in the financial industry. This is my third home I am building... I would give him 10 stars out of 5 stars!
James was extremely helpful. As a first-time homebuyer, I had a lot of questions. He was immediately responsive to all my emails, and even met in person for an hour to talk me through the process.
James was so prompt at getting back whenever I had a question or concern. He made the process easy and all my questions were answered. He is very knowledgeable. Thank you!
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.