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With over 15 years of experience in the financial industry and over 12 years at VACU, I have served in a variety of roles, including a Banker, Quality Assurance Consultant, and now as a Senior Mortgage Loan Officer. It has always been my goal to help our members achieve their financial dreams of home ownership. Purchasing or refinancing a home is one of the biggest investments you will make, so I enjoy being there to make sure it's a wonderful experience.
As a Richmond native, I love everything the area has to offer, such as the diversity, great seasonal weather, and community events. In my spare time, I enjoy spending time with family, watching sports, supporting our community, and participating in credit union volunteer events.
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
James is very knowledgeable. The best I have ever dealt with in the financial industry. This is my third home I am building... I would give him 10 stars out of 5 stars!
James was extremely helpful. As a first-time homebuyer, I had a lot of questions. He was immediately responsive to all my emails, and even met in person for an hour to talk me through the process.
James was so prompt at getting back whenever I had a question or concern. He made the process easy and all my questions were answered. He is very knowledgeable. Thank you!
Whether you're new to homebuying or you've done this before, we can help.
From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Tap into the money you've already invested in your home to cover life's expenses.