Jacqueline Kulas
Jacqueline Kulas
Hi, I’m Jacqueline, your local mortgage expert.
One of my favorite experiences as a mortgage loan officer is seeing first-time homebuyers achieve their dream of homeownership. Whether I'm educating on each step of the process or providing the information needed to make informed decisions, I make it a priority to listen to each buyer's story to best meet their needs.
I grew up in Clifton, Virginia, and I have lived in Richmond with my husband since graduating from JMU. I am also an alum of VCU, and I have one son and two daughters. Together, we are now a family of three Dukes and two Rams! In my free time, I enjoy the many great restaurants and breweries in Richmond, playing golf and pickleball, or just relaxing at home over a meal with family and friends.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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Don't change a thing. Worked very smoothly!
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Everyone we spoke with was extremely helpful and we really appreciated how smooth the process was.
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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Mortgages
From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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Refinancing
Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home Equity
Tap into the money you've already invested in your home to cover life's expenses.
