Business Deposits

Whether you’re looking for business checking and debit card services or a longer-term savings product, you’ll find flexible and secure options at Virginia Credit Union.

For information about our business products and services, and how to join as a business member, call us at (804) 323-6800 or (800) 285-6609, or send us an email.


Business Checking Accounts

  Business Checking Premium Business Checking Community Checking (for non-profit organizations) Partners Checking
Minimum daily balance $2,500 $5,000 $1,000 $7,500
Monthly maintenance fee(when below minimum balance) $10 $12 $15 $12
Cash deposits per statement $5,000
$0.25 for each additional $100 cash-in processed
$0.25 for each additional $100 cash-in processed
Unlimited Unlimited
Processed items per statement(excluding cash) 150
$0.15 for each item over 150
$0.35 for each item over 250
Unlimited Unlimited
Online Banking & Bill Pay Free Free Free Free
Minimum opening balance $100 $100 $100 $100
Perfect for Standard business checking needs High monthly transaction volume Non-profit organizations & associations Law offices, medical practices & title companies

Business Money Market Checking Accounts

  Business Money Market Checking Business Plus Money Market Checking
Minimum daily balance $1,500 $5,000
Monthly maintenance fee 
(when below minimum balance)
$10 $10
Withdrawals per statement 
$10 fee per each transfer or withdrawal over 6 during statement cycle
6 6
Balance tiers for dividend rate $100-$1,499 $100-$24,999
$1,500 & over $25,000-$49,999
  $250,000 or more
Minimum opening balance $100 $100
Perfect for Getting started Taking your investment to the next level

Business Savings Certificates

  • Choose from available terms of 6 to 60 months
  • $500 minimum to open
  • Certificates can be opened with cash, check, wire transfer or use funds already at the credit union.
  • Higher rates available on certificates for $50,000 or more

Please contact us for rates, or if you have questions.