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Now you can take your VCU pride with you wherever you go with the VCU Black & Gold Mastercard, brought to you by Virginia Credit Union. Whether you want cash back,? rewards points on every purchase, or just a lower rate, the VCU Black & Gold Mastercard lets you flash your VCU pride.

Choose from three great VCU card designs

 

3 VCU cards together

Exclusive VCU benefits

Choose the VCU Black & Gold Mastercard that fits your lifestyle

Attribute to Compare Flex Rewards Mastercard

vcu flex cards

Cash Rewards Mastercard

cash rewards vcu

Essential Mastercard

essential card vcu

Key benefits
Key benefits

2x points on travel, entertainment, and dining

1x points on all other purchases

Earn 20,000 bonus points when you spend $3,000 within the first 90 days of opening

Key benefits

3% back on gas

2% back on groceries and dining

1% back on all other purchases

Key benefits

Lowest purchase rate with no annual fee

VCU discounts
VCU discounts

Get discounted and BOGO tickets to select VCU games.

20% off at both Barnes & Noble at VCU Bookstore locations?

$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop

VCU discounts

Get discounted and BOGO tickets to select VCU games.

20% off at both Barnes & Noble at VCU Bookstore locations?

$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop

VCU discounts

Get discounted and BOGO tickets to select VCU games.

20% off at both Barnes & Noble at VCU Bookstore locations?

$20 off any $100+ purchase at M.LaHart & Co.’s VCU shop

Annual, cash advance, and foreign transaction fees
Annual, cash advance, and foreign transaction fees

$0

Annual, cash advance, and foreign transaction fees

$0

Annual, cash advance, and foreign transaction fees

$0

Reward details
Reward details

Easily redeem points through online banking for gift cards, travel, cash back, and more.

Reward details

Redeem your cash back through online banking or the mobile app via a direct deposit or a statement credit whenever you'd like. There's no expiration date.

Reward details

Intro offer
Intro offer

0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.

Intro offer

0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.

Intro offer

0% APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.

Purchase rate
Purchase rate

17.49% – 17.99% APR

variable rate based on prime?

Purchase rate

15.49% – 17.99% APR

variable rate based on prime?

Purchase rate

13.49% – 17.99% APR

variable rate based on prime?

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Features of every credit card

  • 0% intro rate

    APR applies for 12 months?  on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies.

  • No annual fee

    Enjoy all the benefits of Mastercard without an annual fee.

  • No cash advance fee

    Need cash? Pay no fees when you use your credit card to get it.

  • No foreign transaction fees

    In other countries, the price you see is the price you’ll pay.

  • Manage Cards

    Lock and unlock your cards, make online payments, and more with Manage Cards.

  • Mastercard® benefits

    Feel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service.

 

 

Apply now

Get started by selecting the VCU Black & Gold Mastercard that best fits your lifestyle.

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