Alexis Thomas Back to Mortgage Loan Officers Alexis Thomas Senior Mortgage Loan Officer NMLS# 415685 alexis.thomas@vacu.org Office: (540) 785-4314 Toll Free: (800) 285-5051 x4314 Fax: (804) 267-1433 Hi, I’m Alexis, your local mortgage expert. As a VACU mortgage loan officer with more than 30 years in the mortgage lending business, I pride myself on providing the financial guidance needed to help our members make smart financial decisions during the mortgage process. The task of buying a home takes time, and I enjoy building relationships with our members during this experience. It’s my goal to take the stress out of buying a home and help our members feel at ease while making sound financial choices. I have lived in Central Virginia all my life — 50 years and counting. I love the location and the accessibility to Washington, D.C., our nation’s capital, and Richmond, our state capital. I love to travel and exercise. In my spare time, you’ll find me spending time with my family. Apply with Alexis Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Alexis was very knowledgeable and professional. The process was easy and convenient…excellent customer service and timely communication. Alexis and team were amazing to work with. Very responsive and attentive to my needs. I have been with VACU for 33 years and will never bank anywhere else. Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Alexis Your Homebuying Knowledge Base See all Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 6 min Financing Your Dream Home with a Construction Loan Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home Article 6 min Home Equity Loan or Home Equity Line of Credit: Which is Best for You? Home Article 4 min Are You Ready to Buy a Home? Home Article 3 min What Is the Best Mortgage Loan for Me? Home Article 4 min How To Know When to Refinance Your Home Home
Alexis was very knowledgeable and professional. The process was easy and convenient…excellent customer service and timely communication.
Alexis and team were amazing to work with. Very responsive and attentive to my needs. I have been with VACU for 33 years and will never bank anywhere else.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.