Business LoansAccounts Style 02Car LoansCareersCheckingCredit CardsDigital BankingAccounts Style 01Home Equity LoansInsuranceInvestingMembershipMortgagePersonal LoansRV, Boat, Motorcycle LoansSavings
Skip to main content

ALERT! We're seeing an increase in scam texts impersonating VACU. DO NOT CLICK on a link you don't trust. Learn more.

Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more. 

  • Good times mean great rewards

    Choose from three great cards, each with competitive rates, awesome features, and no annual fee.

Family enjoys dinner at a restaurant
  • Mortgage Icon

    Home Loans

    From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.

  • Personal Loans Icon

    Personal Loans

    Handle the unexpected with a personal loan up to $50,000. Rates as low as 7.74% APR.?

  • Car Loans Icon

    Car Loans

    Our competitive car loans offer you the same rate, whether your car is new or used. Rates as low as 5.74% APR.?

  • Checking Icon

    Checking

    From simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs.

  • Careers Icon

    Jobs at Virginia Credit Union

    We're hiring across all departments! Start a career at a place that values and rewards its employees.

  • Digital Banking Icon

    Online Banking

    Meet all your banking needs from the comfort of your home! Enroll in online banking today.

Why VACU?

Welcome to Virginia Credit Union. We're here to help you take control of your finances with affordable services, knowledge and opportunities for you to take your money further and reach your goals sooner.

  • We’re a credit union, not a bank

    We don’t have shareholders, and we aren’t here to make a profit. As a not-for-profit organization, we serve our members, the owners of our financial cooperative.

  • Low fees (and sometimes no fees)

    So where do profits go? Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources.

  • Better rates

    For saving, we offer attractive options for growing your money. If you need to borrow funds (whether business or personal), we offer lower rates on loans, mortgages, and credit cards.

  • Local support

    It’s the first word in our name: Virginia. Find in-person support at 20 branches in central Virginia for all of your financial needs.

  • All your needs under one roof

    Beyond everyday personal and business banking needs, we offer loans and mortgages, insurance, investments, and education through VACU and our affiliated partners.

  • Anytime, anywhere, any device

    Get convenient anytime, anywhere access to your funds with online and mobile services, plus a nationwide network of ATMs.

Become a member today.

Joining the credit union is easy. Apply online, or join in-person at one of our local branches.

Live more confidently

We go beyond checking accounts or assisting with loans and mortgages. We are here to serve you with knowledge and financial education to help you grow more confident about your money and future.

NCUA logo Insured by NCUA Equal Housing Opportunity logo Equal Housing Opportunity NMLS# 407552
© 2024 Virginia Credit Union