Get StartedIt’s easier than ever to become a Virginia Credit Union member! Explore our products and open an account, apply for membership, or learn about becoming a business member. CheckingFrom simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs. Explore all checking SavingsDo your long-term plans include buying a house, paying for college, or enjoying retirement? Our savings services help you prepare for these future goals or cover unplanned expenses. Explore all savings Credit CardsChoose from our three personalized cards, each with low rates, outstanding features, and no annual fees. Explore all credit cards LoansExplore our loans with great rates and low fees, giving you peace of mind to make the best financial choices and the most of every day. Explore all loans Membership OnlyLooking to become a member? Pay your $5 member share to get started. Start membership application Business MembershipThe same benefits we offer members we extend to businesses in Virginia, including one-of-a-kind perks for your entire team. Explore Business Membership. Explore business membership Member BenefitsHere’s just a few of our features and benefits: Wide range of affordable banking serviceLow rates on loans and mortgage, plus special offers on related servicesConvenient 24/7 access anywhere with online and mobile servicesEasy-to-access branch locatorSupportive staff focused on your needsCollege scholarshipsLifetime membershipFree financial seminars and online resourcesLower fees and tips on how to avoid fees altogetherAttractive savings optionsFree notary services at our branches with photo IDComprehensive retirement and investing servicesSafe deposit boxes at select branches. Contact us at 804-323-6800 for information and availabilityOfficial checks for purchases that require a guaranteed payment, such as real estate closingsFree Medallion Signature Guarantees – required for transactions that involve security transfers (stocks, bonds, mutual funds) – at our branches with photo ID Learn more about member benefits Who Can Join?VACU membership is open to a wide range of individuals and groups. It's easier than ever to become a member!General Eligibility RequirementsEmployees and retirees of any:Commonwealth of Virginia state agency or departmentCounty, city, town or other political subdivision in VirginiaEmployees, retirees and members of the following companies, groups, organizations and associations.Individuals who live, work, worship, volunteer or attend school within the boundaries of:City of RichmondCity of PetersburgCity of HopewellCity of FredericksburgBuckingham CountyCumberland CountyNottoway CountyPrince Edward CountyTown of FarmvilleEmployees of, retirees of or full-time/part-time students currently enrolled at:Any Virginia state-funded college or universityVirginia Union UniversityRandolph-Macon CollegeUniversity of RichmondImmediate family and household members, regardless of where they live, which include:ParentsSpousesChildrenSiblingsGrandparentsGrandchildrenFull List of Eligible Employers, A-Z5th Avenue Cleaners/Addison Services, Inc.A&J Technologies, Inc.Abilene Motor ExpressAcca ShrinersAce TowingACF EnvironmentalAcors & GriffithActum, Inc.Admiral Security ServicesAdvance Trailer Systems, Inc. d/b/a Riverside Logistics ServicesAECOM (Richmond employees only)AFP Industries, Inc.Air Excellence, Inc.Air Specialists of Virginia, Inc.Airport HospitalityAjilon Professional Staffing (Richmond employees only)Albemarle County Department of Fire Rescue – Volunteer FirefightersAlbemarle County Department of Fire Rescue – Volunteer EMSAll Aboard Child Development CenterAll About Care, LLCAll Nurses Care, Inc.All Risks Ltd. Of VirginiaAllen Management, Inc.Allen, Allen, Allen, and AllenAllianz Global Assistance (Richmond employees)Alstom Power, Inc. (Virginia employees only)Amcor PackagingAmerican Association of School Administrators (Employees)American Family FitnessAmerican Red Cross – Greater Richmond Chapter (Richmond employees only)American Specialty Equipment Corp.AMF Bowling WorldwideAmica Mutual Insurance Company (Richmond employees only)Anton Paar USA, Inc.Apex Systems, Inc.Apple Door Systems, Inc.Appomattox Title CompanyAquia Harbour Property Owners Association, Inc.Architects Dayton Thompson & Associates, PCArchitectural & Engineering Supply CompanyARTon Products, Inc.Astyra CorporationAtlantic Coast Athletic ClubsAtlantic Coast Cranes & Machinery, Inc.Atlantic Constructors, Inc.Atlantic Tower CorporationB&B Printing Co., Inc.Bantam’s Plumbing Company, Inc.Barakel, Inc.Battlefield Park Elementary School PTA (Members)Beaverdam Elementary School PTA (Members)Beloro, Inc. DBA Southern Copier Sales & ServiceBill Gosling OutsourcingBlack Creek Baptist ChurchBlair Dumond, Inc.Bliley’sBlue Beacon of FredericksburgBlue Ridge Grading & Utilities, Inc.Blue Ridge Home Builders Association (Members)Boar’s Head Provisions Co., Inc.Bon Secours Retirement CommunityBon Secours Richmond Health Systems (Employees and all physicians and their respective staff members affiliated with Bon Secours Richmond Health System or its direct facilities)Bostwick Laboratories, Inc.Bowl AmericaBoydton Community Health Facility, Inc.Brandermill Community Association, Inc.Brandermill Woods Retirement CommunityBriefings Media GroupBrink’s (Richmond Corporate employees only)Brown & Brown Insurance (Richmond and Roanoke employees)Brown Distributing Company, Inc.BrownGreer PLCBuckingham Branch RailroadBuford Road PharmacyBug Buster Pest Control Services, Inc.Burlington Coat Factory (Richmond and Fredericksburg employees only)Business Opportunities for the Blind, Inc.C-Fit CommunityC&L PlumbingC234, Inc. dba Cross Timbers RoofingCanterbury Community Nursery SchoolCapital Area Health NetworkCare Advantage, Inc.CARITASCarolina Container CompanyCaroline County Fire & Rescue – EMS VolunteersCaroline County Fire & Rescue – Volunteer FirefightersCaroline Pines Property OwnersCarousel Physical Therapy, Inc.Carter Printing CompanyCatholic Diocese of Richmond and its integrated auxiliaries (Employees)Cavalier Telephone, L.L.C.CBRE of Virginia (Richmond employees only)CegedimCentura CollegeCentury Engineering, Inc.CFA InstituteChamber of Commerce of Colonial Heights and Petersburg, Virginia, Inc. (Employees and Members)Chamisoft, Inc.Chandler ChevroletChanello’s Pizza (Richmond & Mechanicsville locations only)Charlottesville Area Association of Realtors (Members and Employees)ChemTreatChesterfield ObserverChickahominy Middle School PTA (Members)Chick-fil-A (Colonial Heights location only)Child Care Aware Virginia (Virginia employees)ChildFund InternationalChildhelp, Inc.Children’s HospitalChoice EntertainmentClearPoint Financial Solutions (Virginia employees)Coal Harbor Elementary School PTA (Members)Cobb Office TechnologiesCodeBlue Technology, LLCCollegiate Funding Services, LLC (Virginia employees only)Collegiate SchoolColliers International (Richmond area employees)Colonial Athletic Association (CAA)Colonial Chem-DryColonial Downs Group, LLC (Virginia locations)Colonial Ford Truck of Tidewater, Inc.Colonial Ford Truck Sales, Inc.Colonial Tire Distributors, Inc.Colonial Truck Sales, Inc.ColonialWebb ContractorsColortree GroupComcast (Richmond area employees)Comfort Assured Nurses CorporationCommonwealth Anesthesia AssociatesCommonwealth Catholic Charities (Virginia employees only)Commonwealth Center for Advanced ManufacturingCommonwealth Public Broadcasting Corporation (Richmond employees only)Community Group, Inc.Community Memorial HealthcenterCompanion Extraordinaire Nursing Network, Inc.Computer Consulting Group (Richmond Branch)Computer Resource Team, Inc.Concentrix (Virginia employees)Concord Hospitality Enterprises d/b/a Doubletree by Hilton Hotel (Richmond Airport)Connected Solutions Group, LLCConotti CorporationContainer First Services – Stamptech, Inc.Cool Spring Elementary School PTA (Members)Costco (Southside Richmond employees)Costco Wholesale Corporation (Fredericksburg employees only)Costen Floors, Inc.Courtyard Marriott (Sandston, VA only)Coventry Healthcare of VACox Radio Richmond, Inc. (Richmond employees only)Crown Cork & Seal Company (Virginia employees only)Crutchfield CorporationCultural Center of India (Members)Custom T’s (formerly Virginia T’s)CVS of Virginia Distribution, Inc.D1 Moving, LLCD&P Mechanical LLCDalylah Angels Homecare, LLCDatamatx, Inc.Data Technologies of Virginia, Inc.David Sussman Realty, Inc.Daystar Desserts, LLCDelta AutomationDesign Electric, Inc.DewberryDiamond Health Care CorporationDirect Mail SolutionsDominion PackagingDominion Payroll ServicesDominion Youth ServicesDon Anderson & Associates, LTD.DoubleTree by Hilton CharlottevilleEagle Tele Services, Inc.East Coast Glass Systems, Inc.East Coast Waffles, Inc. (Virginia employees)Ebenezer Baptist ChurchEducational Credit Management Corporation (Virginia employees only)Eilerson Development Corporation d/b/a EDCElectrical Equipment CompanyElectronic Systems of Richmond (Richmond, Petersburg, and Washington, D.C. employees only)Elephant Insurance Services LLCElizabeth Adam Crump ManorElizabeth Scott Elementary School PTA (Members)Ellis Financial Corp.Enterprise Leasing Company of Norfolk/Richmond, LLC (Norfolk/Richmond employees only)Entrust Records ManagementEnvera Health, Inc.EverDrive, LLCExecutive Women International, Richmond ChapterExterior SourceFaithful Servants Care, LLCFamily Care, Inc.Family LifelineFamily Preservation Services, Inc.Farm Fresh – Corp.Fawn Lake Community Association (Members)Fidelity Printing, Inc.Flatter & AssociatesFlorucci Foods, Inc.Foot & Ankle Specialists of Virginia, P.C.Four Points by Sheraton RichmondFredericksburg Auto AuctionFriends of the Central Rappahannock Regional Library (Members)Friends of the Chesterfield County Public Library (Members)Friends of the Henrico County Public Library (Members)Froehling & Robertson, Inc.Gemini Incorporated (Farmville employees only)General Dynamics Shared Resources, Inc. (Charlottesville area employees)Girl Scouts Commonwealth Council of VirginiaGoodwill of Central VirginiaGranger GeneticsGrenova, LLCHallmark Youthcare – Richmond, Inc.Hallsley Homeowners Association, Inc. (Members)Hampton Park Community Association (Residents)Handcraft Cleaners and Launderers, Inc.Hanover Evangelical Friends Church & Day SchoolHanover Foils, LLCHanover High School PTSA (Members)Hanover Volunteer EMSHanover Volunteer Fire FightersHC Yu and Associates Consulting EngineersHealthSouth Rehabilitation HospitalHealthTrustHenrico Health and Rehabilitation CenterHICO Services, Inc.Hilex Poly Company, LLCHill Phoenix, Inc.Hilton Richmond Hotel and Spa, Short PumpHomeAid, Inc.Hoover and Strong, Inc.Hospice of VirginiaHunton & Williams LLPHydroChem Industrial Services (Petersburg employees only)Independent Container Line, Ltd.INSMED Pharmaceuticals, Inc.Integrated Business Systems, Inc. (IBS, Inc.)Intercept Youth Services, Inc.Intuit (Fredericksburg employees only)IPC TechnologiesJ. M. Fry CompanyJames River Heating and Air ConditioningJames River Press LLCJan Pro Cleaning SystemsJerusalem Baptist ChurchJohn M. Gandy Elementary School PTA (Members)KCI Technologies, Inc. (Virginia employees only)Kenco Logistics ServicesKersey Creek Elementary School PTA (Members)King William Ruritan, Inc. (Members)Kings DominionKohl’s Department Stores (Richmond based employees)Koontz-Bryant, PCLansing Building ProductsLaurel Meadow Elementary School PTA (Members)Laurel Pines/F&W Management Corp.Lee Hy Paving Construction, LLCLewis Ginter Botanical GardensLocal Government Paralegal Association of Virginia, Inc.Logexsoft, Inc.Luck Stone Corporation (Fredericksburg employees only)Luck Stone Corporation (Richmond area employees only)Magnolia Green Golf Club (Employees)Mailing Services, Inc.Manchester Industries Inc. of VirginiaManorhouse Retirement Centers, Inc.Mapcom SystemsMarkel Corporation (Virginia employees only)Mary Washington HealthcareMason and Hanger (Virginia employees)Masonic Home of VirginiaMcGeorge Camping Center, Inc. (dba McGeorge Rolling Hills RV)McKinney and Company (Virginia employees only)MCV PhysiciansMechanicsville Christian CenterMechanicsville Elementary School PTA (MembersMedical Facilities of America (Roanoke & Richmond employees only)Medical Facilities of America, Inc. (Bowling Green employees only)Medical Facilities of America, Inc. (Louisa employees only)Members Financial ServicesMenlo Worldwide Logistics (Virginia employees only)Mercer Human Resources ConsultingMerchant’s Inc.Metromont Corporation (Richmond employees only)Midlothian Athletic Club (Employees)Mitchell Homes, Inc.Monticello Media LLCMoore Norman Group, LLC, d/b/a Launch Trampoline Park-RichmondMorton Consulting GroupMoslow WoodMPW Industrial Services, Inc.Mt. Carmel Baptist ChurchMutual Assurance Society of VirginiaNAPA Auto Parts (Virginia employees)National Micrographic Systems, Inc. (Virginia employees only)Nationz FoundationNDMCO Lenders Institute, Inc.Networking Technologies & Support (Virginia employees only)Neurological Associates, Inc.New Generation Youth ServicesNew Touch GlobalNiamtu, Alexander, Keeney, Harris, Metzger, Dymon & AssociatesNoble Cars, Inc. (t/a Mercedes Benz of Fredericksburg)NTT Data (Richmond employees)Oak Knoll Middle School PTA (Members)Obrist Americas, Inc.Ocean Systems Engineering Corporation (Virginia employees only)Old Dominion Cabinet CompanyOld Dominion Security Co., Inc.Old Dominion Truck Leasing/Dominion Dedicated LogisticsOrthoVirginiaOverhead Door Co. of Central VirginiaOwens & MinorPamplin Historical ParkParadocs, Inc. DBA Great ClipsPari Respiratory Equipment, Inc.PathwaysPayerpath, Inc.Pearson’s Corner Elementary School PTA (Members)Pebble Creek Property Owners AssociationPediatric & Adult ENT Associates, P.C.Peoples Income Tax, Inc.Performance Autosport, Inc.Physical Medicine CenterPleasants HardwarePlush Beauty Services, LLC, d/b/a Plush School of EstheticsPole Green Elementary School PTA (Members)Porvair Filtration GroupPowhatan Chamber of Commerce (Members)PPD, Inc. (Richmond Development Lab)PrecisioIR (Richmond employees only)Prevent Child Abuse VirginiaPrinting Services, Inc.Printpack, Inc. (Fredericksburg employees only)Produce Source PartnersProvidence Service CorporationPurcell Construction Company (Virginia employees only)Puritan Systems, Inc.Quad Printing (Richmond employees only)Quality Plus Services, Inc.Quality Transportation Services, Inc.Rainbow Station, Inc.Rappahannock Area YMCA, Inc.Rappahannock United Way, Inc.Reames & Moyer, Inc.Recreational Resorts, Ltd. (Spotsylvania employees only)Rehab Management, Inc.Republic National Distribution CompanyResidence Inn - FredericksburgResource for Independent LivingResource International, Ltd.Result PerformanceRetail Merchants Association of Greater Richmond, Virginia, Inc.Richmond Academy of Medicine (Employees)Richmond Association of RealtorsRichmond Behavioral Health AuthorityRichmond Bumper Service, Inc.Richmond Center StageRichmond Cold Storage Co., Inc. (all Virginia employees)Richmond Convention and Visitors BureauRichmond Corrugated Box CompanyRichmond Dental Society, Inc. (Members)Richmond ExpressRichmond Fiber Systems (Richmond employees only)Richmond Marriott HotelRichmond Motor Company, Inc.Richmond Pediatric AssociatesRichmond RacewayRichmond Refrigeration Service, Inc.Richmond Spine Interventions & Pain Center, PCRichmond Steel Rule Dies, Inc.Richmond Volleyball Club (Members and Employees)Riverside School, Inc.Robert Half International (Richmond branch only)Roberts Home MedicalRochedale Hundred Community Association, Inc.(Members)Royall & CompanyRRSRyerson CompanyS & M Equipment Corporation (d/b/a McIntyre Equipment Company)Sabra Dipping CompanySam’s ClubSam’s Club - CharlottesvilleSchnabel EngineeringSecurity First Recycling Corp. (t/a Document Destruction Services)Service Electrical ContractorsServiceMark Appraisal CompanyShades of Light, LLCShamin HotelsShaw Industries, Inc. (Virginia employees only)Sheltering Arms Physical Rehabilitation CentersShoe Carnival (Virginia employees only)Shoney’s of Richmond, Inc./Captain D’s Restaurants, Inc./Tidewater Restaurants, Inc.Shoosmith Bros., Inc.Shoosmith Construction, Inc.Short Stop Food Stores, Inc. t/a Styles Bi-RiteSOAR364Southeast Frozen FoodsSoutheastern Engineering Sales, Inc.Southeastern Institute of ResearchSouthern Electric, Inc.Southern Equipment Company (d/b/a Ready Mixed Concrete Co.-Richmond office)Southside Baptist Christian SchoolSouthworth Mechanical CorporationSpotsylvania Regional Medical Center HCA Virginia Health SystemSt. James Baptist ChurchSt. Joseph’s VillaSt. Mary’s Ambulatory Surgery CenterSt. Mary’s Hospital Medical Office Building (Tenants and employees)Standard Motor Products, Inc.Standex Engraving, LLCStemmle Plumbing Repair, Inc.Stephen Craig, Inc.STEPS, Inc.Steves and Sons, Inc.Stewart Enterprises, Inc. (Virginia employees only)Stewart Moving and StorageStonewall Jackson Middle School PTA (Members)Stony Point Surgery Center (MEDARVA)Summerford Homeowners Association, Inc. (Residents)Sun ChemicalSun Styles Timber Framing, Inc.Super Radiator CoilsSUPERVALU (Mechanicsville, Richmond, and ChesterSweet FrogSymphony Manor of RichmondTaskforce StaffingTaylor and Parrish, Inc.TDBBS, LLCTechnisource (Virginia employees only)Telvista, Inc.Terex UtilitiesThe Ascendant GroupThe Computer Solutions Company of Virginia, Inc.The Country VintnerThe Faison CenterThe Great Big Greenhouse, Inc.The Heritage Inn Assisted Living & Memory CareThe Kerner GroupThe Kleane Kare Team, Inc.The Maximus Foundation (Richmond Area Employees)The Salvation Army – Fredericksburg onlyThe Simmons Manufacturing Co., LLC (Virginia employees only)The Trust Company of VirginiaThe Valentine MuseumThe Villages at the Crossings Townhouse Association, Inc.The Virginia HomeThe Vitamin Shoppe (Virginia locations)The Whitlock GroupThree Rivers Treatment Center, LLCTitan America (Richmond & Fredericksburg areas only)T-Mobile (Virginia employees only)Tradesman International, Inc.Transfield North AmericaTredegar IndustriesTru Tech Doors USA, Inc.True Health DiagnosticsTuckaway IncorporatedUkrop’s Dress Express / Ukrop’s ThreadsUniMatrix International CorporationUnited Parcel Service (Richmond Area Only)United Way of Greater Richmond & PetersburgUniversal Health Services, Inc.UPS (Fredericksburg Customer Center)UPS (Keysville, VA only)USP TechnologiesVan Go, Inc. of RichmondVictory Tabernacle Child Development CenterVillage of Amberleigh Homeowners Association, Inc. (Members)Virginia Adult & Pediatric AllergyVirginia Air Distributors, Inc.Virginia Animal Control Association (Members Only)Virginia Association for Career and Technical Education (Employees and Members)Virginia Blood ServicesVirginia Cancer InstituteVirginia Community Criminal Justice AssociationVirginia Ear, Nose & Throat AssociatesVirginia Education AssociationVirginia Endoscopy GroupVirginia Eye InstituteVirginia Family DentistryVirginia Historical SocietyVirginia Latino Higher Education NetworkVirginia Municipal LeagueVirginia Physicians for WomenVirginia Physicians, Inc.Virginia Premier Health Plan, Inc.Virginia Primary Care Association d/b/a VirginiaCommunity Healthcare AssociationVirginia Production Alliance (members)Virginia Society of CPAs (employees only)Virginia Urology Center, P.C.Virginia Women’s CenterVulcan Materials CompanyW. G. Speeks, Inc.W. H. Stovall & Company, LLCW. W. Enroughty and Son, Inc.Waco, Inc.Walker Chaney CPAsWal-Mart Stores, Inc. #1833 (Fredericksburg Store #1833 employees onlyWal-Mart Stores, Inc. #2438 (Stafford employees only)Wal-Mart Stores, Inc. #2520 (Fredericksburg Store #2520 employees only)Washington & Lee UniversityWaste Management (Falmouth employees only)Wellesley Homeowners AssociationWest Creek Financial, Inc. d/b/a KoalafiWest Home Health Care, Inc.Westmoreland Rehabilitation and HealthcareWestRock (Corporate Center)WestView Companies, Inc.Whitman, Requardt and Associates, LLPWhole Foods Market, Inc.Woodfin Heating, Inc.Woodlake Community Association (Employees and Residents)WRIC TV (Richmond employees only)WTVR-TV/Nexstar, Inc. (Richmond employees only)Wyndham Virginia Crossings Hotel and Conference CenterXerox State Healthcare, LLC (Richmond employees only)X-Ray Medical Services, Inc.X-Ray Optical Systems, Inc.Zimmer Mid-Atlantic, Inc. Learn more about membership eligibility Still have questions?Apply online, join in-person at one of our local branches, or contact us directly. Visit a branch Contact us Become a Member Resources See More Resources Why choose Virginia Credit Union? Our accounts, financial tools, and convenient services help you grow your money and live more confidently. Locations As a VACU member, you have access to your funds at thousands of locations nationwide and ATMs worldwide. Membership FAQs Frequently asked questions about membership.