At Virginia Credit Union, we believe in getting to know our members. The better we understand your needs, the better we can help you take control of your finances and live with confidence.
We use that knowledge to develop and offer the products and services to help you make the most of your money. From kids’ saving accounts to retirement funds, we have affordable options to help you at every stage of your life. We back up those offerings with personal support.
At VACU, you’re not just a member–you’re also an owner. And that has its benefits.
- Wide range of affordable banking service
- Low rates on loans and mortgage, plus special offers on related services
- Convenient 24/7 access anywhere with online and mobile services
- Easy-to-access branch locator
- Supportive staff focused on your needs
- College scholarships
- Lifetime membership
- Free financial seminars and online resources
- Lower fees and tips on how to avoid fees altogether
- Attractive savings options
- Free notary services at our branches with photo ID
- Comprehensive retirement and investing services
- Safe deposit boxes at select branches. Contact us at 800-285-6609 for information and availability
- Official checks for purchases that require a guaranteed payment, such as real estate closings
- Free Medallion Signature Guarantees – required for transactions that involve security transfers (stocks, bonds, mutual funds) – at our branches with photo ID
0% APR introductory rate? on all 3 of our VACU Mastercards® for 12 months on purchases and balance transfers made within 60 days of opening. After that, variable 12.49% - 17.99% APR. Whether you want an everyday low-rate, enjoy earning cash back or like to save up points for vacation, we have the card for you.
Take your VCU pride with you wherever you go with the official credit card of VCU fans everywhere! Choose from one of three designs and get special VCU-related discounts in addition to the great benefits that come with our Flex Rewards, Cash Rewards, or Essential Mastercard.
Earn 20,000 bonus points when you spend $3,000 within the first 90 days of opening a Flex Rewards Mastercard®.
Business Member Benefits
Whether your organization is a startup, in growth mode, or established, we’re dedicated to offering options that will work for you – including perks for your team!
- Variety of business checking products
- Attractive rates on credit cards, business mortgages and other lending products
- Flexible savings options
- Dedicated business lending team
- Convenient 24/7 access anywhere with online and mobile services and ATMs
Employee Resources
We take care of your business finances—and your people too! When your business partners with us, your employees reap the rewards:
- Free customized financial seminars and resources
- Membership at no cost
- Free checking with card on/off controls
- A variety of low-rate loan and mortgage options
- Online and Mobile Banking with Mobile Deposit
