Home Loans

$500 off closings costs on a new mortgage!

Home buying or refinancing can seem complicated, but it doesn’t have to be. At Virginia Credit Union, we provide the knowledge you need, helpful loan options and some of the best rates around.

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Home Refinance

Want to make more room in your monthly budget or shorten your term to save on interest? Ask about our refinancing options, including one with no closing costs*, to help keep money in your pocket.

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Home Equity

Using the equity in your home can be a low-cost way to make home improvements, consolidate debt or pay for education or other major expenses. We can show you how to put your home to work for you.

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*Virginia Credit Union is offering a $500 discount on closing costs on new mortgage loans subject to qualification and credit approval. This promotion is valid on new mortgage pre-qualification or applications submitted between 04/01/19 and 06/30/2019. The closing cost reduction will be limited to the lesser of $500 or lender closing costs and may not exceed maximum seller contribution limits set by program guidelines. Mortgage loan must close by 12/31/2019. This is not available for VHDA, Housing Finance Agency/Bond or Rural Development products. This offer can be used in conjunction with the VACU Realty rebate. It cannot be combined with any other promotion or discount and is subject to compliance with Virginia Credit Union's loan program guidelines.