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Back to Your Credit Report

Webinar: How to Read Your Credit Report

Work through the mysteries of your all-important credit report in this webinar! Learn how to review, interpret, and understand your credit report—as well as how to obtain a free copy of it.


Savings services from VACU can help you prepare for your long-term plans — or an unexpected expense.

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  • What is a credit report?

    Your credit report is a record of your credit payment history. It tells companies how you have managed money in the past and helps them decide whether or not to do business with you.
  • Free Annual Credit Reports

    The three companies — Equifax, Experian and TransUnion — have set up one central service through which you can order your free annual report. You should not order free credit reports directly from the credit reporting agencies.
  • Obtaining a Credit Report and Credit Score

    So you’ve heard of those ads on the TV about getting your free credit score. The jingle is pretty catchy but the truth is these credit score companies have some misleading advertising which may cost you a lot more in the long run.