Featured Image Want to find out how your budget stacks up? Take a look at these 10 Characteristics of the Best Budgets, compliments of BALANCE. Find out what you’re doing right and what you can do to improve your budget. Has been measured against actual spending activities for a period of time (tracking) Is realistic for your situation Allows for savings, especially for emergencies Helps you work toward stated goals Has “rewards” built into so that you aren’t depriving yourself Lets you adjust on-the-fly if circumstances change or initial projections aren’t accurate Doesn’t include overtime or bonuses as a part of guaranteed income Reflects empowering choices Has input from everyone whose life will be impacted by the budget Is as thorough as possible So how does your budget compare? Where can you make improvements? Use our interactive budgeting worksheet to see where you stand. Making small changes to your budget can have a big impact on how quickly and effectively you meet your financial goals. If you have any questions about building a budget or if we can help you in any way, please contact Member Services at 804-323-6800 or 800-285-6609.