Why choose a Federal Housing Administration (FHA) loan with VACU?
Benefit from low down payment options — ideal for first-time and repeat homebuyers.
Access flexible programs for purchases, rate/term refinances, and cash-out refinances.
Make homeownership more achievable with affordable, accessible financing.
Receive personalized support from our local mortgage team every step of the way.
Take advantage of an FHA Streamline Refinance if you're an existing FHA borrower.
Make it happen in a few steps.
A local mortgage loan officer will help you determine the best loan product that works for your needs. Our mortgage team will help you get pre-qualified.
Apply for your mortgage by completing our easy-to-use digital application.
Sign disclosures, which will include an estimate of your closing costs. While our loan processor is putting final touches on your documents, they might reach out with questions or requests for additional documentation.
Sign and finalize the closing documents to provide funds for closing.
Mortgage Loan Officers
Whether you’re looking to buy or refinance, we have a team of local mortgage loan officers ready to help.
Virginia Statewide Title Services
Virginia Statewide Title Services offers affordable title insurance to protect you against defects in your property title and can also connect you with a participating closing attorney in your area.?
