Steps in the Title Process

Initial Request

An order for title insurance is opened with a title officer. A preliminary report can be issued with a minimum of information, without even identifying the buyer. It shows the record title as it presently exists and is only an offer to provide insurance.

On-Site Searching and Examining

A title officer performs three searches: Property, Name, and Tax searches. From that information, a preliminary report is created.

Technical Review

Once a preliminary report is issued, a technical analysis of the documents of the record begins. This view of all recorded matters is made to evaluate their impact on the title to the property.

Inspection Analysis

In anticipation of coverage, an inspection of the site is ordered. From the inspection report, the title product is amended to show any encroachments or other matters which would ultimately impact the title.


Not insured by NCUA or any federal government agency. Not a deposit of or guaranteed by a credit union or credit union affiliate. May lose value.