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Home Purchase Rates

Virginia Credit Union offers some of the best mortgage rates around and a variety of mortgage programs to meet your needs.

The loan product and rate examples seen here are current as of the effective date shown below. These rates are for illustrative purposes only. Other product and rate options are available. Your actual rate and APR are dependent upon your application and may vary based on factors such as your credit score, loan purpose, occupancy, property type, loan amount, and the value of your home. Interest rate and APR are updated daily and subject to change without prior notice. Please note that a 1% origination fee is included in the APR.

You can view assumptions and a payment example by clicking on a rate or APR below.

For more information about home purchase mortgages, please call (804) 323-6800 or (800) 285-6609 or get started by having a mortgage loan officer contact you.