When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources. We’re here to clarify your options and help you reach your financial goals sooner. As a member you can take advantage of: Same low rate on new and used cars Credit cards with no annual fees Better rates on savings services Free checking Low rates on mortgages and other loans Member discounts Branches & ATMs 18 branches ATM fee rebates? Fee-free ATMs at Sheetz & Wawa Digital Banking Online banking Mobile banking with mobile deposit? Bill pay Digital Wallets Quikline Phone Banking Available 24/7 Make payments Check balances Transfer funds Become a member Ready to take advantage of these great benefits – and more? Join now