When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees and free financial education resources. We’re here to clarify your options and help you reach your financial goals sooner. As a member you can take advantage of: Same low rate on new and used cars Credit cards with no annual fees Better rates on savings services Free checking Low rates on mortgages and other loans Member discounts Branches & ATMs 18 branches ATM fee rebates1 Fee-free ATMs at Sheetz & Wawa Digital Banking Online banking Mobile banking with mobile deposit 2 Bill pay Digital Wallets Quikline Phone Banking Available 24/7 Make payments Check balances Transfer funds 1 Receive up to $8 in ATM rebates each month when you have qualifying debit card activity and a direct deposit of $100 or more per month to your checking account. 2 To use mobile services, you must be enrolled in Online Banking. While Mobile Banking is free from VACU, your mobile service provider may charge you for data plan usage and sending and receiving text messages. Become a member Ready to take advantage of these great benefits – and more? Join now