Search Results | Virginia Credit Union

Showing 28 results for 'car loan payment'

Convenience Pay
https://www.vacu.org/help/loans/convenience-pay
… Pay Convenience Pay is a quick and secure way to make a loan payment with funds from another financial institution using … Payments can be made for the following types of loans: Car loans Home equity loans and lines of credit Personal …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… Development LIBOR = London Inter-bank Offered Rate LE = Loan Estimate LTV = Loan to Value Ratio MIP = Mortgage … in a mortgage that gives the lender the right to demand payment of the entire principal balance if a monthly payment … as an installment loan. Examples of a loan would be a car loan or a student loan. Lease - This expense type should …
Car Affordability Calculator
https://www.vacu.org/learn/your-car/car-financing/car-affordability-calculator
… Car Affordability Calculator Steer clear of overspending. … the vehicle you can afford based on your ideal monthly payment. ? Our affordable car loans offer you the same low rate whether your car is new …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… Car Protection & Insurance Car Protection & Insurance When … between insurance proceeds and the balance of your loan. In the first few years of ownership, your loan balance … vehicle, especially if you put down a small or no down-payment. If your vehicle is totaled or stolen, your insurance …
How to Buy a Car: 5 Essential Steps
https://www.vacu.org/learn/your-car/car-buying/how-to-buy-a-car-5-essential-steps
… How to Buy a Car: 5 Essential Steps When do you know it’s time for a new … lifestyle. So, where do you start? 1. Determining your car loan down payment While it is possible to buy a car with no money …
Buy or Lease Your Next Car?
https://www.vacu.org/learn/your-car/car-buying/buy-or-lease-your-next-car
… Buy or Lease Your Next Car? Are you the type to want a new car every few years or do … on your side The car has value and becomes an asset as the loan is repaid New cars are typically most reliable Most … The monthly payments are comparatively low Lower down payment Leases are relatively short-term, so you can drive a …
Rates
https://www.vacu.org/why-vacu/rates
… Rates Loan Rates Say goodbye to high monthly payments. Our loan … and that’s because we want your money to go further. ? Car Loan Rates Car or Light Truck Loan Product Term APR * (as … assume excellent credit, a 0.5% discount for an automated payment method approved by us, a 1.00% discount for a …
Loans
https://www.vacu.org/loans
… Car Loans Car Loans Mortgage Home Loans Personal Loans Personal Loans … a car, truck, or SUV, we can help with a low-rate loan. Learn more about car loans Apply now Rates as low as … in your home to work for you, with either a home equity loan (lump sum) or home equity line of credit (use whenever …
9 Steps to Smarter Car Buying
https://www.vacu.org/learn/your-car/car-buying/9-steps-to-smarter-car-buying
… 9 Steps to Smarter Car Buying Purchasing a vehicle can be a daunting task … Will you pay cash or finance your purchase? What will your loan rate and term be? The most important tip for anyone … You can then plug that monthly number into an auto payment calculator to see how much car you can afford . 2. …
Car Loan Monthly Payment Calculator
https://www.vacu.org/learn/financial-management/budgeting/car-loan-monthly-payment-calculator
… Car Loan Monthly Payment Calculator Put car buying on cruise control. Calculate your potential …
Types of Financing
https://www.vacu.org/learn/your-car/car-financing/types-of-financing
… union's financing options first. We offer a range of car loans with low rates, terms to fit your needs, and … monthly payments. With a Virginia Credit Union car loan, there is no penalty for paying off your loan early. Our … tied to selected models and short loan terms. Your monthly payment may be higher, the car you want may not be available …
7 Used Car Buying Tips
https://www.vacu.org/learn/your-car/car-buying/7-used-car-buying-tips
… 7 Used Car Buying Tips The greatest advantage of buying a used car is that the original owner will have absorbed the costly … Car Affordability Calculator Enter your ideal monthly payment to discover how much car you can afford with our Car …
Watch: The Keys to Buying Your Next Car
https://www.vacu.org/learn/your-car/car-buying/watch-the-keys-to-buying-your-next-car
… Watch: The Keys to Buying Your Next Car Thinking about upgrading your ride? Or maybe you’ve … way, we’re here to empower you with a plan to navigate the car buying journey with confidence. In our 10 -minute video, … Additional Resources: Monthly Budget Worksheet Car Loan Calculator Our affordable car loans offer you the same …
Drive Down Car Maintenance Expenses
https://www.vacu.org/learn/your-car/car-buying/drive-down-car-maintenance-expenses
… Drive Down Car Maintenance Expenses Putting off car maintenance can be tempting; however, if you spend money along the way to maintain your car you can help prevent costly repairs down the road and …
How to Save for a Down Payment
https://www.vacu.org/learn/your-home/home-buying/how-to-save-for-a-down-payment
… How to Save for a Down Payment Are you looking to buy your first home? It's hard to … staying closer to home. Save on airfares and hop in the car next time wanderlust strikes. Chances are some adventures … of buying a home. Use gifts from family members. Some loan programs allow borrowers to use gift money to make down …
Car Loan Refinance
https://www.vacu.org/help/loans/car-loan-refinance
… Car Loan Refinance Whether you’re looking to lower your payments or shorten the length of your loan to save on interest, Virginia Credit Union has great rates and options for refinancing your car loan from another lender. We're here to help you take …
Is 0% Financing the Best Deal?
https://www.vacu.org/learn/your-car/car-financing/is-0-financing-the-best-deal
… are usually eligible. Credit blemishes could mean a higher loan rate. There may be strings attached to the deal such as: … a shorter term, which means higher monthly payments. Down payment requirements — You may be required to provide a … union could be a better deal. For example: 60-month car loan Dealer financing 0% APR Credit union financing 4.99% …
Are You Ready to Buy a Home?
https://www.vacu.org/learn/your-home/home-buying/are-you-ready-to-buy-a-home
… income? How much total debt do I have (credit cards, car loans, student loans, etc.)? Is it manageable? Can I … or Buy calculator tool . Do I have money saved for a down payment and closing costs? See Saving for a Down Payment . … you know what to expect. Here's a guide to our mortgage loan process. What is the best mortgage loan for me? Not sure …
What's a Credit Score and How Can You Improve Yours?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-score-and-how-can-you-improve-yours
… for loans, so if you hope to mortgage a house, get a car loan, or even finance a new couch one day, you’ll want to … five major components, which are weighted as follows: Payment history (35%) Amounts owed (30%) Length of credit …
Insurance
https://www.vacu.org/services/insurance
… you with affordable coverage and bring you peace of mind. Loan Payment Protection Protect your loan with Credit Life and … of damage to or loss of your property. 6 Ways to Lower Car Insurance Costs Car insurance is an often overlooked …