Search Results | Virginia Credit Union

Showing 42 results for 'balance financial'

Accounts for Business
https://www.vacu.org/business/accounts-business
… maintenance fee if kept above a $2,500 minimum daily balance. $10 when below the minimum daily balance Standard transactions 150 Get 150 transactions … yield (APY) ? Up to 1.80% Business Services As your financial partner, we’re committed to providing you with the …
6 Things You Need to Know About Balance Transfers
https://www.vacu.org/learn/your-credit/credit-management/6-things-you-need-to-know-about-balance-transfers
… 6 Things You Need to Know About Balance Transfers You’ve probably seen a credit card ad promoting a great balance transfer offer. These offers can be intriguing, but … when a balance transfer is the right move for your financial success. 1. Make sure a balance transfer fits your …
Watch: Get to Know Your Financial Health Score
https://www.vacu.org/learn/financial-management/managing-your-money/watch-get-to-know-your-financial-health-score
… Watch: Get to Know Your Financial Health Score Understanding your financial health is the first step to improving it. In this … habits to set yourself up for success. What’s your Financial Health Score? Stay on track on the …
How the Power Payment Debt Payoff Strategy Works
https://www.vacu.org/learn/your-credit/debt-management/how-the-power-payment-debt-payoff-strategy-works
… payment approach is designed to accelerate your journey to financial freedom. Here’s how you can harness its potential. … on tackling the highest interest rate first. Smallest balance first: Want to boost your credit utilization and get … win? Consider focusing your payments on your smallest balance first. Promotional offer first: Do you have a credit …
Checking
https://www.vacu.org/banking/checking
… Checking Regular Checking Free, with no minimum balance. Open an account with just $20. Learn more about … and much more No hidden fees $0 No monthly fee or minimum balance Extra Credit Checking For members 13 to 22 years old, … checking account with the tools to put you on the path to financial success. ? Learn more about Extra Credit Checking …
Teens and Money: Checking and Savings Account
https://www.vacu.org/learn/financial-education/teens/teens-and-money-checking-and-savings-account
… money aside regularly is the foundation for a successful financial future. Be sure to sign up for automatic transfer … statements (or log in to online banking) and compare your balance with what the financial institution says you have. If … deposits, transfer money between accounts, obtain your balance, etc., without having to go into a branch and speak …
Mortgage Acronyms
https://www.vacu.org/learn/your-home/mortgages/mortgage-acronyms
… lender the right to demand payment of the entire principal balance if a monthly payment is missed. Acceptance - A … principal amount due, in order to reduce the remaining balance of the loan. Adjustable Rate Mortgage - An adjustable … generally refers to a form that is used to collect financial information from a borrower by a lender. …
Car Protection & Insurance
https://www.vacu.org/services/insurance-protection/car-protection-insurance
… buy a new automobile, be sure you protect it – and your financial stability. The joys of buying a new car, … to pay the difference between insurance proceeds and the balance of your loan. In the first few years of ownership, your loan balance may be higher than the value of your vehicle, …
Enhanced Benefit Checking
https://www.vacu.org/banking/checking/enhanced-benefit-checking
… Add an account 0.25 % APY With a minimum $5,000 monthly balance ? ( View Rates ) $20 Minimum required to open $0 No monthly fee with minimum average monthly combined balance of $25,000 or more ? Similar to Checking Plus, … Follow the steps listed here to get started. Personalized Financial Counseling Virginia Credit Union wants to help our …
Supercharge Your Debt Payoff Strategy with Principal-Only Payments
https://www.vacu.org/learn/your-credit/debt-management/supercharge-your-debt-payoff-strategy-with-principal-only
… like — payments that go straight toward the principal balance of your loan. Typically, your monthly loan payment is … you to borrow money) and the principal (the actual loan balance). To level up your debt-payoff strategy, you’ll need … shorten your repayment period, and get one step closer to financial freedom. Debt repayment can feel overwhelming, but …
Checking Plus
https://www.vacu.org/banking/checking/checking-plus
… Add an account 0.25 % APY With a minimum $5,000 monthly balance ? ( View Rates ) $20 Minimum required to open $0 No monthly fee if minimum daily balance is $1,000 or more ? Checking Plus is similar to … Follow the steps listed here to get started. Personalized Financial Counseling Virginia Credit Union wants to help our …
How to Avoid Fees
https://www.vacu.org/learn/financial-management/managing-your-money/how-to-avoid-fees
… keep tabs on your account. In online banking, sign up for balance alerts to your email or mobile phone. Balance your checking register regularly. Use our balancing … union loan or deposit services . Our accounts, financial tools, and convenient services help you grow your …
Can’t Make Your Next Credit Card or Loan Payment? Here’s What to Do
https://www.vacu.org/learn/your-credit/debt-management/cant-make-your-next-credit-card-or-loan-payment-heres-what-to-do
… get your finances back under control. Take a look at your financial picture. Here are a few questions to ask yourself: … Request a payment plan that allows you to pay off your balance in more manageable installments. This will likely come up as an option when you speak to your lender. Balance transfer: If possible, consider transferring your …
Steps to Get Out of Debt
https://www.vacu.org/learn/your-credit/debt-management/steps-to-get-out-of-debt
… Take back control with a solid plan to move toward financial freedom. Here are some simple steps to follow when … debt at a time. Choose either your debt with the lowest balance or the highest interest rate to go after first. As … debt until everything is paid off. Going after the lowest balance first can provide a quick win, and it feels great to …
How to Build an Emergency Fund
https://www.vacu.org/learn/financial-management/saving-and-investing/how-to-build-an-emergency-fund
… layoff from your job. These are examples of unexpected financial situations that can affect any one of us and cause … cash crunch, while keeping you on track for your long-term financial goals. Below, we'll walk you through how to build … pay yourself back When you finally do build up a healthy balance in your emergency fund, you might allow yourself to …
8 Ways to Improve Your Credit Score
https://www.vacu.org/learn/your-credit/your-credit-report/8-ways-to-improve-your-credit-score
… if you have a $10,000 credit limit, you should keep your balance below $3,000. 5. Pay off debt rather than moving it … also be managing your credit wisely on your journey to financial success. As a member, you have access to financial coaching from our partners at GreenPath. Achieve …
Watch: Get Smart About Saving
https://www.vacu.org/learn/financial-management/saving-and-investing/watch-get-smart-about-saving
… saving smartly? In “Get Smart About Saving,” Cherry, VP of Financial Education, will walk you through ways to create and … Cherry has developed and laid the groundwork for the financial success team. As a Certified Teacher with a … all ages be the best they can be. Under her direction, our financial education programs reach over 60,000 annually. …
Loan Payments
https://www.vacu.org/loan-payments/credit-cards
… payment ? . Auto Pay Automatically pay your credit card balance each month or choose from different payment types, … the minimum payment due, a fixed amount, or the statement balance. Contact us Helpful Tip Give us a call at … Pay Make a credit card payment with funds from another financial institution using your checking account, or a …
10 Tips for Saving Money
https://www.vacu.org/learn/financial-management/saving-and-investing/10-tips-for-saving-money
… your budget on track and move forward on your journey to financial success, whatever that looks like for you. Track … could find you’re not adequately covered, a key to your financial health . There could also be better rates out there … previously spending monthly. If you find yourself with a balance at the end of the month, consider putting some of …
What's a Credit Report and How Does it Affect Your Life?
https://www.vacu.org/learn/your-credit/your-credit-report/whats-a-credit-report-and-how-does-it-affect-your-life
… credit report? According to the U.S. Government’s Consumer Financial Protection Agency, a credit report is a statement … contains lots of highly personal information about your financial history. This includes: -Your name, social security … over a short period could be misinterpreted as a sign of financial trouble – and potentially impact your score. You …