Effective Date: December 14, 2018
|Product||APR* as low as|
|Flex Rewards Mastercard®||14.99%|
|* Read Important Disclosure|
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**Conditions of Offer: You must be a VACU member in good standing; not all members qualify for this offer. Which promotional APR for Balance Transfers that a qualified member receives, is based upon the member’s standard APR for Balance Transfers. Balances transferred from other lenders from 10/1/18 to 12/31/18 retain a promotional APR for eighteen months from the posting date. After that, the APR changes to the Balance Transfer APR in effect which is currently 14.99% - 25.99% APR as of 12/1/2018. We will begin charging interest on balance transfers on the transaction date. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. VACU reserves the right to decline any balance transfer request. Refer to VACU's Credit Card Disclosure Statement for MasterCard for more information.