Phishing is a fraud method in which the scammer sends out legitimate-looking, urgent sounding email in an attempt to gather personal and financial information from recipients. These scams are prevalent and continue to grow. Here are a few tips to help you avoid getting "hooked" by one.

  1. Do not respond to any unsolicited email that asks for personal or account information. Don't reply to it or click on any links contained in the message. 
  2. If you doubt a message's authenticity, verify the authenticity by contacting the organization itself using a phone number or email address you know to be correct. 
  3. Avoid bogus sites by entering web addresses directly into the browser yourself or by using bookmarks you create. 
  4. When you log on to online banking sites, look for your personal image. Enhanced Authentication helps protect you from revealing your username and password to scammers. A fake site won't present you with the image and phrase you have previously chosen.
  5. When prompted for a password, supply an incorrect one first. A bogus website will accept it, but a legitimate one won't

REMEMBER: Virginia Credit Union will never ask you to provide, update or verify personal or account information through unsolicited email or text message, such as: