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$500 off closing costs

Take advantage of this limited time offer.1

  • 1 Virginia Credit Union is offering a $500 discount on closing costs on new mortgage loans subject to qualification and credit approval. This promotion is valid on new applications submitted between 02/01/20 and 09/30/2020. The closing cost reduction will be limited to the lesser of $500 or lender closing costs and may not exceed maximum seller contribution limits set by program guidelines. Mortgage loan must close by 12/31/2020. This is not available for VHDA, Housing Finance Agency/Bond, or Rural Development products. This offer can be used in conjunction with the VACU Realty, Virginia Select, and Joyner Fine Properties rebate. It cannot be combined with any other promotion or discount and is subject to compliance with Virginia Credit Union's loan program guidelines.

Happy family in front of their new house.

Whether you’re looking to purchase a new home or refinance your perfect home, we got you! In addition to our low-rate mortgages with fewer fees, for a limited time, we’re offering $500 off closing costs. Apply by September 30, 2020 to be eligible for this special offer and you could:


  • choose from a wide variety of mortgage programs, including options with no down payment1
  • stack on the savings with rebates up to $2,5002
  • lower your rate, shorten your term, or get cash out when you refinance


  • 1 Mortgage application required. Certain restrictions, limits and other conditions apply.
  • 2 Certain restrictions, limits and other conditions apply. Contact VACU or Virginia CU Realty for more information. Business conducted with Virginia CU Realty, LLC is separate and distinct from any business with Virginia Credit Union, Inc.

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