All Mortgage Loan OfficersRyan MelcherVice PresidentSenior Business Relationship ManagerNMLS# 744553 ryan.melcher@vacu.org Office:(804) 591-4942Toll-free:(800) 285-5051 Contact us BiographyRyan has worked in the financial industry for over twelve years with more than six years focused on assisting businesses of all sizes with their lending needs. He believes it’s crucial to learn as much as possible about our members’ businesses to build trust so that he, and the credit union, can assist with their goals. Everyone has a unique story to tell and Ryan wants to see local businesses succeed, expand and develop a great reputation in the community.Building relationships and delivering the credit union’s brand promise is at the top of Ryan’s list for client interactions. He believes in VACU’s culture that places members’ best interests first and foremost, and his clients will always receive his undivided attention. VACU Business ProductsNo two businesses are alike. That’s why Virginia Credit Union offers a wide range of competitive products and services for your business needs. Business LoansWith a fair interest rate, our business lending team helps your organization grow with working capital to give you the freedom to save and spend on the things that matter. Account AccessWith debit cards, online & mobile banking, and our 24-hour QuikLine, you can access your account whenever you want, however you want. Business DepositsWhether you need business checking or a longer-term savings product, our flexible deposit options can help your business thrive. Apply for a business loanNo two businesses are alike. That’s why we offer a range of competitive products and services for your business needs. Contact us Business Success StoriesSee More Success Stories Success Stories VACU helps Jefferson Lakeside Country Club with major project Success Stories Virginia Hospital Laundry Serving Healthcare Industry Needs Success Stories Grenova relies on Virginia Credit Union as it grows
Business LoansWith a fair interest rate, our business lending team helps your organization grow with working capital to give you the freedom to save and spend on the things that matter.
Account AccessWith debit cards, online & mobile banking, and our 24-hour QuikLine, you can access your account whenever you want, however you want.
Business DepositsWhether you need business checking or a longer-term savings product, our flexible deposit options can help your business thrive.