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Shopping for Your Home Loan

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house and money bills on a scale

Buying a home is an important financial decision and we want to make sure you have the tools you need to feel confident about your situation. This booklet will help prepare you for the stages of buying, including information about how to decide if you’re ready to buy a home and how to find the right loan for you.

In this booklet, published by the Consumer Financial Protection Bureau (CFPB), you will also receive information about:

  • How interest rates, points, balloon payments, and prepayment penalties can affect your monthly mortgage
  • Your loan after settlement, including how to resolve loan-servicing problems and steps you can take to avoid foreclosure
  • What to consider before getting a home equity loan or refinancing your mortgage

Your Home Loan Toolkit

Whether you're buying your first home or refinancing a current mortgage, Virginia Credit Union is there at every step.

  • Related Resources

    See More Resources

  • Refinancing Costs

    It’s important to understand the costs and fees you’ll have to pay for refinancing and how long it will take you to recover those costs.
  • What to Know When Buying a Home

    Whether you’re thinking about a starter home, upsizing, downsizing, or just looking for a change of scenery, this is the webinar for you!