An amendment to the federal Fair Credit Reporting Act requires each of the nationwide credit reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.
The three companies — Equifax, Experian and TransUnion — have set up one central service through which you can order your free annual report. You should not order free credit reports directly from the credit reporting agencies.
Request your free annual credit report.
When you order, you will be asked to provide your name, address, social security number and date of birth. To verify your identity, you may also need to provide some information that only you would know, like the amount of your monthly mortgage payment.
If you have any questions or if we can help you in any way, please contact Member Services at 804-323-6800 or 800-285-6609.