A good credit score can help you get the best rates when you want to borrow money but can also affect other things like renting an apartment and landing your dream job. Borrowing money can help you start building your credit. However, because it’s easy to make expensive mistakes that can follow you for a long time, it’s a good idea to learn how to borrow wisely and manage your credit. This module covers the core concepts of credit usage, including: What is credit? Getting started Using credit to your advantage Deleting your debt Consumer rights and responsibilities Begin the Course Savings services from VACU can help you prepare for your long-term plans — or an unexpected expense. Learn more about saving services