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Credit Matters

A good credit score can help you get the best rates when you want to borrow money but can also affect other things like renting an apartment and landing your dream job. Borrowing money can help you start building your credit. However, because it’s easy to make expensive mistakes that can follow you for a long time, it’s a good idea to learn how to borrow wisely and manage your credit. This module covers the core concepts of credit usage, including:

  • What is credit?
  • Getting started
  • Using credit to your advantage
  • Deleting your debt
  • Consumer rights and responsibilities

Begin the Course

Savings services from VACU can help you prepare for your long-term plans — or an unexpected expense.

  • Related Resources

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  • What is a credit score?

    Your credit score is a snapshot of your credit use at a particular point in time and can be one of your most valuable assets.
  • How to Start Building Credit

    Believe it or not, when you apply for credit, having no credit is almost as bad as having bad credit. And building good credit is like building your reputation…it takes time.