Featured Image If you’re looking for ways to save money, transferring a high rate credit card balance to a lower rate card could make a big difference. Many lenders send promotional balance transfer offers, but it pays to be alert.Tips for evaluating a balance transfer offer:Make sure the balance transfer rate for the new card is much lower than your current rate.Determine the length of the special rate offer and whether or not you can make a significant difference in paying down the balance during that time.Be sure the card also offers a good rate for new purchases and that there are no annual fees.Don’t run up additional balances on old cards once you have transferred those balances. You may want to consider closing some of them.At VACU, you can choose from three great credit cards - each with competitive rates, awesome features, and no annual fees. Compare VACU credit cards
Cost of Credit Most people don’t have the money on hand to buy a home, car, or other major purchase, so many of us borrow it. Credit is a convenience, and it usually costs something to use it.
The Credit Card Explained Together, we’ll walk through what to look for when shopping for a credit card, and what to remember once you’ve got your card.
Meet Libby: Her First Credit Card Meet Libby. She's a graduate student who spends most of her time in the fast, paced world of botany. Watch her financial story unfold as she gets her first credit card.