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Refinance higher-rate loans and credit cards from other lenders with one low-rate personal loan. You could also use a personal loan for debt consolidation, unexpected car or home repairs or medical expenses.

APR Range	7.74% - 32.49%?
Fees	No application fee
Term (based on the amount borrowed)	3 - 60 months?
Amount	$100 - $50,000

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Rate effective as of 4/26/2024. Minimum and maximum loan amounts or credit limits apply. Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method approved by us, and a 3.0% discount for personal loans. Must be a new personal loan not a refinance of a VACU loan to receive the discounted rate. Repay a personal loan in a minimum of 3 months to a maximum of 60 months. Rates range between 7.74% to a maximum APR rate of 32.49%. Ask us about other APR and longer term options. Regardless of available discounts, 7.74% is the minimum APR offered which includes maximum discounts. No application fee. Payment example: Based on a $10,000 loan with a monthly payment of $242.94 at 7.74% APR with a 48 month term. Other options are available with APR based on loan amount, repayment method, term and other factors. This example is an estimate only and assumes all payments are made on time.