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  • Blacksburg…we got you!

    New branch opening early 2026.

Inside of Virginia Credit Union branch

Modern design, timeless service

We might be new to North Main Street, but we’ve got nearly 100 years of experience helping our members live with more confidence. So, we know what people want from a financial partner and from a branch. It’s why we’ve designed this one around YOU—with time-saving technology that makes transactions a breeze, plus, a wide range of products and services backed by personalized support and friendly faces.

Member One members

Great news! Once open, you’ll be able to use our branch's ATMs with no fees. And starting April 20, the Blacksburg branch will be ready to serve all your banking needs.

Outside view of Virginia Credit Union Blacksburg branch

A branch experience designed around you

  • A Warm, Welcoming Atmosphere

    With its modern design and open floor plan, you’ll enjoy a more consultative environment that allows us to focus on your individual needs.

  • Five ATM Plus Machines

    Everything you’re used to in an ATM, plus more! Make credit card and loan payments, transfer between accounts, and withdraw funds in smaller denominations ($10, $5, $1). External ATMs available 24/7!

  • Financial Success Advisors

    Our friendly FSAs are ready to help with all your needs. From everyday transactions to expert guidance, you’ll feel empowered with resources and tools to be successful. Make an appointment or simply stop in to get help.

Become a member today.

Joining Virginia Credit Union is easy. Apply securely online, or join in-person at one of our local branches

As a member, you get more

  •  We're a credit union, not a bank.

    We don’t have shareholders, and we aren’t here to make a profit. As a not-for-profit organization, we serve our members — the owners of this financial cooperative.

  • Lower fees (or no fees).

    Earnings are returned to members through a broad range of convenient services, attractive rates, lower fees, and free financial education resources.

  •  Better rates.

    For saving, we offer attractive options for growing your money. If you need to borrow funds (whether business or personal), we offer lower rates on loans, mortgages, and credit cards.

  •  Local member support.

    It’s the first word in our name: Virginia. Find in-person support at 20+ branches in central Virginia — including three in the Fredericksburg area.

  •  Everything under one roof.

    Beyond everyday personal and business banking needs, we offer loans and mortgages, insurance, investments, and education through VACU and our affiliated partners.

  •  Convenient, 24/7 access to funds.

    With debit cards, online & mobile banking, and our 24-hour QuikLine, you can access your account whenever you want, however you want.

  • Join our team and get $2,500!

    Since we are a member-owned, not-for-profit financial cooperative, you won’t be working for shareholders. You’ll be working for members—helping them achieve financial success. So, if you want a career in which you can serve, grow, and achieve success, join our team as a Financial Success Advisor. Ask a recruiter for more information.

    Apply now

  • A Virginia Credit Union employee greeting an individual in a branch
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