Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.5% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) that is 115% or less, a 0.5% discount for a loan-to-value (LTV) that is between 115.1%-125%, a 1.5% discount for a loan amount of $35,000 or more, a 1.0% discount for a loan amount between $20,000-34,999, and a .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 4.49% is the minimum APR offered. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in our Preferred Dealer Network.